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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Fast and Easy

5
A match found from a credit scoring website. Application was fast and painless with an instant approval. Thenfunds were available a few days later. Great company and would definitely recommend Reviewed on: 31st May 2017
Chrisphipps247@btinternet.com's avatar
[email protected]

Very precise

5
Very quick no hassle loan with a consise payback plan would definately recommend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

Best loan company

5
Easy to apply, great rates and easy to access online account. Reviewed on: 31st May 2017
kathryn cragg's avatar
kathryn cragg

Very precise

5
Quick no hassle loan with a consise payback plan would definately reccomend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

Quick, easy, and low interest loans with flexible payments

5
The loan was quick and easy to arrange, the user interface and terms and conditions are clear and simple, and I like that you have flexibility to overpay/pay back early with no penalty. The interest rates are also highly competitive. Have recommended to pretty much everyone! Reviewed on: 31st May 2017
Jessica Wildman's avatar
Jessica Wildman

Great service

5
Very quick easy and helpful service no proplem with anything at all website has a great layout very clear and easy to use Reviewed on: 31st May 2017
Andrew Mcfaul's avatar
Andrew Mcfaul

My car finance

5
Excellent provider. I was in need of urgent finance to replace my old car with a newer one and Zips came to the rescue. Offering fantastic rates and an achievable payback period has enabled me to secure a quick and easy loan with the company. Rapid to organise the money with no hassle. Would highly recommend for future loan seekers. Reviewed on: 31st May 2017
Samuel White's avatar
Samuel White

Does what it says on the tin

5
I have never been as happy with a loan company, they did all what they said they would. Any correspondence I have received has always been pleasant and helpful and let me knew just where I was up to all the way through my 24 months (only 2 months left). It's been that ok I am thinking of having another one and yes I would use Zopa again. Thank you . Reviewed on: 31st May 2017
Fiona Turner's avatar
Fiona Turner

simple, quick and hassle-free

5
My car had just bitten the dust and I needed a new motor fast. Zopa's application was easy and I got accepted quickly. In no time at all the money was in my account and hello new car. Reviewed on: 31st May 2017
Ben's avatar
Ben

Great

5
Great and quick service. Very friendly team and a pleasure to deal with Reviewed on: 31st May 2017
Andy's avatar
Andy

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