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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great

Great and quick service. Very friendly team and a pleasure to deal with Reviewed on: 31st May 2017

Great service, great rates, easy to use

Zopa are a great company, great rates, easy to use and apply for and excellent service. Reviewed on: 31st May 2017

Competitive rates & no fuss

Straight forward to process and low rates......couldn't have asked for more Reviewed on: 31st May 2017

Simple and effective

Zopa gave me the best rate and the application process was smooth. I couldn't be happier with their service and support. Reviewed on: 31st May 2017

best overall company for a loan and the cheapest .

Just use the comparrisson sites and enter how much money you would like to borrow,give zopa a day and you will get a swift reply,it will be the cheapest easily and be in your bank within 3 to 4 day's.Simple. Reviewed on: 31st May 2017

Would recommend to anyone

Needed a loan to pay off a credit card debt that had a high interest rate that didn't seem to be going down, I didn't like the idea of getting a payday loan and Zopa seemed like the best deal available with an affordable interest rate and low monthly payments, would reccomend to anyone Reviewed on: 31st May 2017

The easiest & cheapest loan wver

The process from start to finish was the easiest and smoothest loan I have ever applied for. It is also the cheapest rate and incredibly no penalties for settling early. Truly amazing. Reviewed on: 31st May 2017

Simply the best!

Excellent Service, hassle free! Recommended to all ! Reviewed on: 31st May 2017

Quick, simple, fast

Application was quick and easy, simple to understand t&c's, fast to pay me the money! Zero early repayment fee too so very easy to pay off the loan once we moved house! Will definitely recommend to anyone! Reviewed on: 31st May 2017

Best ever

I have had a few loans from Zopa, and they are fast, efficient, and clear about everything. Best ever rates, and top staff. Reviewed on: 31st May 2017

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