Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

Excellent

Very easy process and no hassel i had money in my account within 3 days and intrest rates very decent as well highly recommended Reviewed on: 31st May 2017

Hassle free loan application..

The first time I applied for a loan at ZOPA, I didn't wait that long to be approved. No fuss! Just complete their requirements and that's it..on top of this they have low interest rate. Highly recommended!! Reviewed on: 31st May 2017

Unbeaten

Simple to apply, great rates, accessible website with the ability to make extra payments without penalty. Wish I'd known about Zopa before! Reviewed on: 31st May 2017

Easy to deal with

Fast & efficient service, very easy to use Reviewed on: 31st May 2017

Quick, easy, very decent rates!

My loan started with a letter through the post, regarding a pre-approved loan at a very decent rate. It took next to no time to get through the process and got the money next day. Very happy customer and would recommend to anyone who needs a longer term loan! Reviewed on: 31st May 2017

Great service

I've found zopa really easy to do business with; great service, great rates great company!! Reviewed on: 31st May 2017

The only 'no fuss' loan provider

Other loan providers like to baffle you with jargon and don't spell out how much you have to repay, what the payment date will be, what the interest will be etc. Even if they do, it's sometimes hidden in the small print. Zopa provides a quick, no fuss, informed detail of your loan and how much you will repay each month. Very easy to change payment date or add to existing loan. I won't look any where else in future if I need another loan. Reviewed on: 31st May 2017

Great choice

Applying for the loan was quick and easy and the money was delivered with in the time frame stated, in my case 3 days. One of the things I like about Zopa is the ease with which I can make further payments with no penalty. Reviewed on: 31st May 2017

Excellent service

What can I say the service is excellent from start to finish. Hassle free process makes it easy to apply and secure loan. Have recommended to lots of friends and family. By far the best service i have ever recieved from a loan company or bank. Reviewed on: 31st May 2017

Fab rate, smooth process

So glad i picked Zopa for my loan Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending (discontinued)
from MoneyThing (inactive company) 5.00 from 1 reviews
Logbook Loan
from Auto Advance 0.00 from 0 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub