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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Clear figures given and repayments

We needed money quickly for a car and we were given it Thankyou very much Reviewed on: 31st May 2017

Fab easy service

Was an extremely easy experience and had the money promptly. Reviewed on: 31st May 2017

Under quick and so friendly

I was very nervous when applying as I had been turned down on the high street. But the website was clear and easy to navigate. I was out at ease immediately and when speaking to staff they have gone out of their way to help and reassure. Reviewed on: 31st May 2017

quick decision given

easy to fill in forms and get a quick answer for a loan Reviewed on: 31st May 2017

Easy and hassle free!

Application process was very straight forward and the money was available quickly. Settled my account early without any issues. Reviewed on: 31st May 2017

Perfect

Fast prompt effecient service eould highly reccomend Reviewed on: 31st May 2017

Easy,quick decision!

Applied for the loan for a holiday..had the money in my account within 3 days.Excellent customers service No negatives about this company Reviewed on: 31st May 2017

Exclusive treatment

Treated like a VIP from the get go with lots of advise and so forth. Secondly Zopa was there when I needed them in an emergency. Thanks a million. Reviewed on: 31st May 2017

Prompt&professional

Was not pushed into anything everything do eady Reviewed on: 31st May 2017

Quick and easy

Quick and easy and leaves you in control Reviewed on: 31st May 2017

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