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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

You actually get the advertised rate!

After having a nightmare with Sainsbury's, NatWest, AA and a couple of other banks I came across this company. The process was simple, the APR ended up around 3-8% lower than the others. Actually getting the advertised rate is so much better than being drawn in with a false rate then going through all the process to be told 2.8% is now 11% Reviewed on: 31st May 2017

5 STAR

It's a very easy site too follow, and everything is up front, and very clear Reviewed on: 31st May 2017

Exalent

The best and quickest response I would recommend to anyone Reviewed on: 31st May 2017

Simple n Easy

A company that's very competitive and easy to deal with......fabulous service thank you! Reviewed on: 31st May 2017

Excellent customer service

Zopa has excellent rates and excellent customer service. I have had a good experience with them and found it quick and easy to apply. Reviewed on: 31st May 2017

Simply the best

A very quic,k cheap and easy way to borrow money. Reviewed on: 31st May 2017

Excellent

Easy , fast and convenient for all loan purposes Reviewed on: 31st May 2017

Loan applied

After ask for a credit quick and easy was attended Reviewed on: 31st May 2017

Quick and efficient

Applied on line . No hassle. Was accepted quickly and money was in my account to buy my new car Reviewed on: 31st May 2017

Best loan ever

Definitely use Zopa again, best value loan I've ever had. Also keep me very well informed as to the progress of the loan. Many thanks. Reviewed on: 31st May 2017

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