Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Convenient

Take about 10 minutes of your time and you get most suitable loan for yourself Reviewed on: 31st May 2017

excellent loan provider

response to my initial application fast, hassle free.enabled me to complete agreed asking price for classic car within time limit. Reviewed on: 31st May 2017

Unmistakable value for money

The folks at Zopa are no nonsense, no frill, down to earth suppliers of a quality service. I didn't have to wait for this, that and the other. Made the application online, had a few phone calls and the hole thing was completed in a few days from. Conception to completion. Quality people with a high quality service. Reviewed on: 31st May 2017

Excellent option

Got the money in 2 hours time after the application. Excellent service and online systems. Reviewed on: 31st May 2017

Amazing Company

Used for a loan which i still have, easy and simple layout even with the option for payment in your bank the next day. what more could you want? Reviewed on: 31st May 2017

Excellent rate,simple process... stress free borrowing

Zopa has an incredibly simple and clear lending process. It's easy to get a quick quote before committing, you and overpay and/or repay in full early with no hidden charges and the customer service is excellent. No fuss, no stress. I would definitely use Zopa again. Reviewed on: 31st May 2017

First class service

Quick and easy on application and well within my budget on payments . Reviewed on: 31st May 2017

Easily manageable and low interest rates

I received a loan from Zopa with relative ease (subject to the normal credit checks), and the payment terms are good, with flexibility over payment dates. It is easy to manage the account online and quick to speak to someone on the phone. Reviewed on: 31st May 2017

Very fast sign-up, easy to access funds

I applied for a Zopa loan for roughly £11k for home renovations. The sign-up process online was easy, and I was approved within 10 minutes. No paperwork to sign. Just a simple online process and transparent charges summary. Reviewed on: 31st May 2017

Brilliant lender

Never had any problems everything is black and white, quick to receive the money and would highly recommend to family and friends. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Creation 3.97 from 61 reviews
Payday loan (discontinued)
from Cash4uNow (inactive company) 3.48 from 4 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.92 from 1295 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub