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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great Service at Competitive Rates

5
I have had many friends recommend Credit Union over the years but I got my loan online with no problems with my monthly repayments cheaper than Credit Union. Excellent service at excellent ratest. Reviewed on: 31st May 2017
Alison Clark's avatar
Alison Clark

Thumbs Up

5
Brilliant Company so helpful lent us a loan for a new car. Very easy online transaction easy to follow instructions. Reviewed on: 31st May 2017
Polly Wallis's avatar
Polly Wallis

Excellent loan provider

5
Really easy online application process with a quick decision on whether my application was successful or not. The money was in my account the following day and I regularly get emails from Zopa keeping me in the loop. Cannot recommend them enough and they have really low interest rates too! Reviewed on: 31st May 2017
Amy Botha's avatar
Amy Botha

Simple process, competitive rates

5
Very quick process - I have had credit issues in the past which are now improving- the rate offered was similar to dealership car finance rates! Reviewed on: 31st May 2017
Qumar Syed's avatar
Qumar Syed

Great hassle free

5
Fantastic and easy to get a loan Reviewed on: 31st May 2017
Jennifer Perez's avatar
Jennifer Perez

Fast, Efficient, Safe & Simple

5
I had a great experience with Zopa, they are upfront with all of their operations, they give you every piece of information to make you feel safe and secure before you even apply for the loan. Great loan provider, would deal with a again! Reviewed on: 31st May 2017
Darragh Haddock's avatar
Darragh Haddock

My go to

5
I've had two loans with zopa and would never go any where else...trusted, professional, efficient . So impressed recommended to my husband who also required a loan . Reviewed on: 31st May 2017
Julie herber's avatar
Julie herber

Great hassle free

5
My loan was approved quickly, its been hassle free, easy to payback as well as easy to review and check. Low interest fee... everything has been a dream! Reviewed on: 31st May 2017
Jennifer Perez's avatar
Jennifer Perez

Easy, fast & just what we needed

5
We found this quick, easy & straight forward. which is exactly what we needed thank you zopa Reviewed on: 31st May 2017
laura cavanagh's avatar
laura cavanagh

After looking on line for loan this company look good

5
I have had a lone for over 10 years so i didnt know what was best one after looking around for a quick loan and found company and after reading and then thinking for a few days and bills adding up i whet for it so far so good will i have a lone again from these guys it would be yes. Reviewed on: 31st May 2017
Colin Page's avatar
Colin Page

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