Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

Amazing

Fast and easy and helped me out when I needed it the most Reviewed on: 31st May 2017

Great Value

Great value loan, and processed within 2 days. Reviewed on: 31st May 2017

A better alternative to the mainstream banks

I have used zopa twice now as they're easier and better than my bank I will use them again next time I need a loan. Thanks. Reviewed on: 31st May 2017

A helpful lender

Have borrowed from zopa on two separate occasions and could not fault them at all. A friendly helpful customer service and an all round good lender Reviewed on: 31st May 2017

Perfect

Excellent all round service, from application to final answer. Reviewed on: 31st May 2017

Far rates

Best rate I could find, let's face it that's what matters when looking for a loan Reviewed on: 31st May 2017

Best offer I had by far!

When I was looking for a loan I couldn't find one that met all of my needs. Zopa were excellent! The money was in my account quickly and the payback rate was reasonable. Paying it by direct debit means I don't even have to think about it. Reviewed on: 31st May 2017

I would absolutely use again

The whole process was incredibly easy, the rates were very competitive and the fact it can all be done online is very attractive. The website is easy to use and I had my money within days. I have already recommended to friends. Reviewed on: 31st May 2017

Outstanding prompt service

Zopa does exactly what it's description states. With fast responce time, excellent customer service and great ethics to boot. Would recomend every time 100% Reviewed on: 31st May 2017

So easy

Very easy to deal with - best loan providers because everything is simplistic from applying, getting authorised, payment system and reviewing account - Go Zopa Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Voyager Alliance Credit Union 4.87 from 399 reviews
Personal Loan
from The Co-operative Bank 2.29 from 5 reviews
Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub