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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Great Value

Great value loan, and processed within 2 days. Reviewed on: 31st May 2017

A better alternative to the mainstream banks

I have used zopa twice now as they're easier and better than my bank I will use them again next time I need a loan. Thanks. Reviewed on: 31st May 2017

A helpful lender

Have borrowed from zopa on two separate occasions and could not fault them at all. A friendly helpful customer service and an all round good lender Reviewed on: 31st May 2017

Perfect

Excellent all round service, from application to final answer. Reviewed on: 31st May 2017

Far rates

Best rate I could find, let's face it that's what matters when looking for a loan Reviewed on: 31st May 2017

Best offer I had by far!

When I was looking for a loan I couldn't find one that met all of my needs. Zopa were excellent! The money was in my account quickly and the payback rate was reasonable. Paying it by direct debit means I don't even have to think about it. Reviewed on: 31st May 2017

I would absolutely use again

The whole process was incredibly easy, the rates were very competitive and the fact it can all be done online is very attractive. The website is easy to use and I had my money within days. I have already recommended to friends. Reviewed on: 31st May 2017

Outstanding prompt service

Zopa does exactly what it's description states. With fast responce time, excellent customer service and great ethics to boot. Would recomend every time 100% Reviewed on: 31st May 2017

So easy

Very easy to deal with - best loan providers because everything is simplistic from applying, getting authorised, payment system and reviewing account - Go Zopa Reviewed on: 31st May 2017

The best

The best loan company I've ever used Reviewed on: 31st May 2017

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