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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

nice people to do business with

No fuss, very quick and easy. loan arranged. Reviewed on: 31st May 2017

Consolidation made easy

I used Zopa to consolidate my debts into one manageable amount. The APR % was very good and the help I got when starting up my loan was the best I've ever received. If anybody mentions a loan, I always recommend Zopa. Reviewed on: 31st May 2017

Life Changing

Very quick, efficient service. Was able to consolidate my debts and am now £200 per month better off. Thanks folks Reviewed on: 31st May 2017

Great Lender

Had a loan with zopa for a year at a pretty high rate. They emailed me a month ago and told me I could get a much better rate and cut down my monthly outgoings so i re borrowed the same amount and saved myself £40 a month :) Reviewed on: 31st May 2017

Zopa is the best.

Easy no hassle loan. Great customer service,any problems they sort straight away. Reviewed on: 31st May 2017

low interest loan

The paperwork minimal and they offered low interest rates. Reviewed on: 31st May 2017

Very satisfied

Easy user friendly loan, with low interest rare and minimal form filling Reviewed on: 31st May 2017

Fair rates and easy admin.

Quick decision. Application easy to complete. Good service. Great customer service. Reviewed on: 31st May 2017

Easy and Cheap

The most competative interest rate by far. Very easy to complete application with a superfast response. Reviewed on: 31st May 2017

Easy, fast and worry free

Great company to deal with, rates are good. Reviewed on: 31st May 2017

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