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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Simple, quick and really competitive rates!!

Needed £14,000 and within few days money was in my account. Amazing how interest rate says it all. Will definitely use them again. Reviewed on: 31st May 2017

Awesome

Fantastic service, helped me out a massive amount and never a problem whenever I contacted them. Website is easy to use and easy to access my loan details etc. Reviewed on: 31st May 2017

Great friendly efficient service

Zoopa have been a great credit company giving me a fantastic rate based on my credit rating and with fantastic customer service always at hand. Reviewed on: 31st May 2017

Easiest way to get a loan

very easy to deal with quick and no hassle very happy with service Reviewed on: 31st May 2017

Absolutely Brilliant

Having used Zopa for the first time online, I found the whole experience rather refreshing, it didn't take long at all. I got the answers within minutes, and the arrangements were dealt with incredibly quickly. I would most definitely recommend Zopa to everyone whose looking to borrow money. Reviewed on: 31st May 2017

Fast, easy and cheap

I applied for a car loan online, got offered a better rate than I had anywhere else and was able to go through credit checks, etc very quickly to complete the application. Money arrived in the bank account the next day. All in all a very positive user experience Reviewed on: 31st May 2017

Excellent

Recieved my loan straight away without any issues. Brilliant customer service, never any issues. Reviewed on: 31st May 2017

Quick, easy and a very good interest rate

Zopa offered the best rate from a number of comparison sites, the application was easy to fill in, approval was within minutes and the loan was in my bank account within 48hours I could not ask for a better service Reviewed on: 31st May 2017

Fast efficient and simple

Very quick decision and payment with really great rate Reviewed on: 31st May 2017

Easy and reliable

Very quick service and great customer service. Best rates around Reviewed on: 31st May 2017

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