Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Consolidation made easy

I used Zopa to consolidate my debts into one manageable amount. The APR % was very good and the help I got when starting up my loan was the best I've ever received. If anybody mentions a loan, I always recommend Zopa. Reviewed on: 31st May 2017

Life Changing

Very quick, efficient service. Was able to consolidate my debts and am now £200 per month better off. Thanks folks Reviewed on: 31st May 2017

Great Lender

Had a loan with zopa for a year at a pretty high rate. They emailed me a month ago and told me I could get a much better rate and cut down my monthly outgoings so i re borrowed the same amount and saved myself £40 a month :) Reviewed on: 31st May 2017

Zopa is the best.

Easy no hassle loan. Great customer service,any problems they sort straight away. Reviewed on: 31st May 2017

low interest loan

The paperwork minimal and they offered low interest rates. Reviewed on: 31st May 2017

Very satisfied

Easy user friendly loan, with low interest rare and minimal form filling Reviewed on: 31st May 2017

Fair rates and easy admin.

Quick decision. Application easy to complete. Good service. Great customer service. Reviewed on: 31st May 2017

Easy and Cheap

The most competative interest rate by far. Very easy to complete application with a superfast response. Reviewed on: 31st May 2017

Easy, fast and worry free

Great company to deal with, rates are good. Reviewed on: 31st May 2017

Simple, quick and really competitive rates!!

Needed £14,000 and within few days money was in my account. Amazing how interest rate says it all. Will definitely use them again. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from first direct 4.33 from 13 reviews
Personal Loan
from Metro Bank 4.69 from 74 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub