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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Excellent loan

Easy to apply, good rates & kept up to date. Thank you. Reviewed on: 31st May 2017

Excellent service

Have now taken two loans with Zopa. Easy to apply online with fast response and once accepted money was transferred within 3 days. Will use again Reviewed on: 31st May 2017

Best Lender I've Ever Used.

The process with Zopa has always been quick, polite and efficient. In short, Zopa will always be the first place I go to in the future. Reviewed on: 31st May 2017

Quickest Way to get a cheap loan

A vert easy online application process, the loan offer is made almost immediately with a very competitive interest rate. Reviewed on: 31st May 2017

Trouble free car loan

No problems in obtaining car loan. Kept well informed throughout process of any changes, which was a bit worrying at first however this proved to be unfounded. Have now completed two loans and will more than likely use again (unless my numbers come up!) Reviewed on: 31st May 2017

Would recommend

Received sound advice and help with my initial queries. Very happy with the terms of my loan. Reviewed on: 31st May 2017

Zopa to the rescue.....

I had recently taken out a mortgage with a High Street lender, on top of this I had credit cards and loans and a car on hire purchase, which including the mortgage payments and bills,were quite high, so I needed to clear these debts with a large loan. I thought surely High Street lenders could help me out, but none were available to assist me so I heard about Zopa from a friend and i'm so grateful that zopa helped out. It's great because you can pay the whole balance off that you have been loaned or in stages on top of your monthly direct debit to Zopa, most other lenders would charge for that. I would certainly recommend Zopa to anyone considering taking out finance. Reviewed on: 31st May 2017

Flexible Loan with No early Repayment Charges

Hi, after I'd applied for my load it was in my account within a couple of days. Interest rates were competitive and no early repayment charges made it a no brainier for me. I can pay anything from £10 to the full amount off my loan at any time without any hassle or confusion through my online account. Would highly Recommend to anyone. Thanks Zopa. Reviewed on: 31st May 2017

Easy Peasy

The service was easy to use, the rates were good. And the funds arrived in timely manor. Very impressed and would recommend to others. Reviewed on: 31st May 2017

Customer friendly, ease of access

Zopa give the most consumer friendly experience from any company i have contacted. They provide a customer friendly interface to easily check exactly what is going on with your account which makes the experience with them even better! Reviewed on: 31st May 2017

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