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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Quick and easy.

Process was simple and quick. Money was sent really quickly and interest rates were great. Reviewed on: 31st May 2017

Great rates

I found Zopa to be very easy to sign up to and offer extremely competitive rates. Reviewed on: 31st May 2017

Quick and great service

Im so happy whit tha zopa loan very quick servise only was 48 hours and i get the money. Best ever for me! Reviewed on: 31st May 2017

good service and helpful

were on hand when required, easy to deal with, and friendyl Reviewed on: 31st May 2017

Excellent

1st loan was simple to apply, quick to set up and a lot less interest to pay than if I applied to my bank of 12years!!!! 2nd loan was for a emergency, I'm not very mobile with out transport so when my car packed up I had to get another in a hurry, I applied for a loan to buy a car and consolidate my debts, Zopa had the money in my account within hours. Zopa helped me get through a couple of challenging times, thank you very much. Reviewed on: 31st May 2017

Easy set-up, great service, simple!

Setting up with Zopa is really simple, you have all the important information at hand in a way that is easy to understand. The staff on the phone and online-chat are really helpful and my online account tells me everything I need to know. Brilliant. Reviewed on: 31st May 2017

Responsible Lender

Best people I've ever gone to for a loan. Just as efficient, slick, business like as a bank but with better rates. Also a great way to invest a bit of money. Obviously a business with a conscience operating the way they do and a complete opposite to the "pay day" lenders that seem to be everywhere these days. Top marks and I wouldn't go anywhere else now. Reviewed on: 31st May 2017

Very easy process which was well explained

The rate was very competitive and the process was very straightforward Reviewed on: 31st May 2017

Great Loan company - Good experience.

The process was very quick. I applied online and several days later I had the money in my account. Compared to other quotes I got, the interest seemed very reasonable. I have recommended Zopa to some of my friends. The online dashboard is user friendly and easy to use. If I ever needed to get a loan again Zopa would be my first port of call! Reviewed on: 31st May 2017

simple and quick

I've used zopa twice for motorcycle purchases and interest rates that no other lenders could get close to even my Bank that I had been with for over 35 yrs...well done ZOPA. ..! Reviewed on: 31st May 2017

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