Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

View other Zopa products

4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69080)

Quick easy and excellent rates

Found the whole process quick easy and money was in the bank in 3 days. The site is easy to use and simple to make changes if required Reviewed on: 31st May 2017

Zopa is fantastic

I applied for a overdraft from my bank which I have been with for 19 year's & they refused it on my credit rating & told me to get in touch with experian to check my credit history. So I did & seen seen an advert for zopa so I applied for a loan to help me out & zopa helped me out thank you zopa for giving me the chance to prove myself that I'm not a bad credit risk Reviewed on: 31st May 2017

Loans to suite your needs

I would recommend Zopa as an alternative to other lending sites as you know what you get with Zopa without any hidden cost. I found the whole experience really easy and will definitely use again Reviewed on: 31st May 2017

Family freindly

What can I say Quick Easy to understand and very user freindly!!!!!!!!!!!!! Reviewed on: 31st May 2017

Epic

They were perfect, went above and beyond to help me. Reviewed on: 31st May 2017

Superb

Good rates, so easy to use, good platform - can't complain about anything. All round superb service. Reviewed on: 31st May 2017

No Hassle

Easy to use, no hassle and easy service Reviewed on: 31st May 2017

Efficiency personified

Taking out a loan with Zopa was extremely straightforward. The application process was quick and easy and I was able to secure a loan at a really competitive rate. The monies were then transferred into my account within a couple of days which was vital for me in terms of the building project I'm currently undertaken. Overall a seamless experience. Thank you Zopa. Reviewed on: 31st May 2017

Extremely Happy Customer

Fantastic experience, great rates, easy setup, no issues. Reviewed on: 31st May 2017

Loan at competitive rates

Good customer services. Loan at competitive rates. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Cashfloat 4.94 from 27 reviews
Personal Loan
from London Plus Credit Union 3.71 from 3 reviews
Short-term loan
from Mr Lender 4.86 from 8306 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub