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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick respond

Good communication and quick respond. Reviewed on: 31st May 2017

Very good!

I like the fact you can pay off more if you please and it comes out of your bank very quick, would definitely recommend! Reviewed on: 31st May 2017

Amazing service

I requested a loan last August to purchase a car. The load was approved and all necessary paperwork sent by myself, I received the funds very quickly which enabled me to purchase the car of my dreams. Have recommended using Zopa loans to all of my friends. Reviewed on: 31st May 2017

Quick and Easy

It was a very quick and easy process and very easy to understand as you could see how the payments would change if you wanted to repay over a longer or shorter time. Reviewed on: 31st May 2017

Legend loan

I borrowed a amount to set up my business, the rates where untouchable by any competitors. Zopa have always been there when I need them most. Great service from start to finish. Reviewed on: 31st May 2017

Easy and straightforward

Had 2 loans with Zopa, the application process is staightforward, and the whole process from start to finish is easy. Reviewed on: 31st May 2017

Great company

Zopa is everything I was looking for in a loan suits me perfectly with having a young family Reviewed on: 31st May 2017

quick easy friendly company

Zopa were there when i really needed help i have had a great experience thank you for my loan Reviewed on: 31st May 2017

Quick and efficient service

Good customer service and quick decisions and speedy loan into my account thank you zopa ! Reviewed on: 31st May 2017

Open with no hidden charges

I arranged a loan through Zopa. There was no unnecessary fuss and although the loan was paid off early I was impressed by the set up. The feature that I most liked was being able to get a settlement figure online anytime that I wanted. Peer to Peer lending is a great idea and a win win for both parties. Reviewed on: 31st May 2017

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