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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Best company

One the best companys to work with very polity with their costumers with amazing deals Reviewed on: 31st May 2017

Loan-ability

Good rates and hassle free. I got a loan I needed and I am pleased with the repayments and they don't try to tempt you to get more credit. Reviewed on: 31st May 2017

Easy and great rates

Simple to apply with very good rates. Reviewed on: 31st May 2017

Perfect!

I was reluctant to get a loan at first as I haven't since getting a student loan for university, but Zopa was the best I could find and made the whole process stress free. If I have to get a loan in the future, I will definitely be getting one through Zopa. Reviewed on: 31st May 2017

Zopa is a household name in personal loan

I am very glad that a reputable company like Zopa who is very willing to assist and empower people with financial problems do exist. I am very happy at all times to recommend people to Zopa with good and affordable rate of interest in comparison with other financial companies. Zopa is worthy of emulation in all financial services Reviewed on: 31st May 2017

Best loan provider

Zopa is the best personal loan provider around. Very straightforward and fair process of receiving a loan and very friendly customer agents in the CallCenter. Overall very positive experience, highly recommend to everyone Reviewed on: 31st May 2017

First class

From start to finish my dealings with Zopa were second to none. Staff helpful and polite and answer all questions. Fast efficient service. Reviewed on: 31st May 2017

Car loan

Wanted to borrow some money to purchase my elsdest sons first car. Process very fast,efficient and not complicated . Very good. Reviewed on: 31st May 2017

Thank God there's an alternative to the corrupt banks.

It has been very straightforward for both borrowing and lending and with proper interest rates. The sooner banks get back to what they are supposed to do i.e. lending out money to those who need it from those who have extra instead of fractional reserve lending and casino gambling, the better. Hurrah for Zopa. Reviewed on: 31st May 2017

Best money lender

From the begining to the end of my loan i have no problems would get another loan with zopa 100% Reviewed on: 31st May 2017

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