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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Brilliant!!

Smooth from start to finish! So much so that I used zoos again!! Reviewed on: 31st May 2017

Best personal loan provider

Best personal loan provider around. Very straightforward and fair service with a very friendly customer agents in the CallCenter. Overall very positive experience . Reviewed on: 31st May 2017

Ease of mind

I found Zopa online and when needed a loan the site was easy to use and reasonably priced in easy instalments. I could choose the length of the loan to suit how much I could afford. They keep in touch with statements and other offers. Great. Reviewed on: 31st May 2017

Fab loan

Needed to buy a car. We found zopa. We were abit apprehensove at first but it was the best decision i made. Very happy with the rate and loan amount offered and the pay back amount. Best of all i got the car i wanted. Customer service was great. When i mailed a query i received a reply quickly. Reviewed on: 31st May 2017

Excellent service

Excellent Service. Quick and the best interest rates around. Better than most banks. Highly recommend Reviewed on: 31st May 2017

Good rates, hassle free

For me, Zopa offered good interest rates compared to other lenders. Their service has always been quick and friendly. Their website is really easy to navigate too which is very handy. All in all a much better experience compared to dealing with more traditional banks and lenders. Reviewed on: 31st May 2017

Really good!!!

it was so easy and very helpful, great quick service, quick answer!!! Reviewed on: 31st May 2017

Easy quick and great rate.

I needed to buy a car. I was disappointed with the when looking at credit options. Until my husband found Zopa. We were abit apprehensive at first as we had not heard of this company. But the loan went through everything happened quickly and without any issues. And any queries i jad i mailed them with and got a quick reply. And most importantly i got my car!! Very happy with Zopa. Thank you. Reviewed on: 31st May 2017

Excellent customer service! Extremely quick!

The experience with Zopa is the best! They make the decision extremely quickly whether to give you the loan or not, you do not have to wait days or weeks! The interest rate is extremely small! Zopa is the best and I have already recommended to lots of friends who have applied and they were extremely satisfied!! Zopa keep going same way! Thanks Reviewed on: 31st May 2017

Quick and easy

Best loan provider experience I have had so quick and easy with a no hassle attitude. Terry Hamesbrook Reviewed on: 31st May 2017

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