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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Art

Very good. Very fast and never problem on my loan. Reviewed on: 31st May 2017

Amazing

Amazing service and low interest Reviewed on: 31st May 2017

Easy as one-two-zopa

Fast and easy sign-up and loan confirmation. Helpful display on website allows information about the loan to be found instantly and with little hassle. There is also a clear display for early repayment (if desired). It is nice to feel valued as a customer and help is always on hand if required. Reviewed on: 31st May 2017

no nonsense online lones

Good online service and rates of interest. Reviewed on: 31st May 2017

Ease of use

Easy to use website to find out how much i can borrow and adjustment bar for monthly repayments and percentage rates to work out what's affordable, also easy to receive money Reviewed on: 31st May 2017

Easy personal loan in minutes

Not only were zopa the lowest interest rate by a long way, they were the easiest to deal with and had the money in 1 working day. Definitely recommend them to a friend Reviewed on: 31st May 2017

Success on a plate.

No hassle with this company at all. Reviewed on: 31st May 2017

excellent

fast, good service to get loan. costumer service is excellent ,reasonable interest rate, satisfied customers Reviewed on: 31st May 2017

Loan

Best loan I've ever taken out, easy to apply, fast service, and a very reasonable rate of interest. Reviewed on: 31st May 2017

Great rates

I would highly recommend. Got a loan last year at the best rate available at the time:) Reviewed on: 31st May 2017

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