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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Excellent, fast service

Easy to use and deal with, fast transactions and great communication Reviewed on: 31st May 2017

Cannot fault them!

Really easy straightforward application process. Quick decision and easy to set up. Great customer service. So glad I went with them. Reviewed on: 31st May 2017

Great Service, Quick Payment

I applied for the loan online & the money was through 2 days later. Excellent service. Reviewed on: 31st May 2017

Personal Loan

My experience with Zopa has been a very positive one. The process of applying for a loan was very simple and very fast. The interest is low and I cannot recommend this company enough. Reviewed on: 31st May 2017

Easy, fast and reliable

Zopa were really easy to transact with, fast service and excellent communication. Reviewed on: 31st May 2017

Great customer service

So far I have had a good experience with Zopa! They have been reliable and easy to communicate with. When I had a query about my loan, they eased my anxiety quickly and helped me through the process. Overall, I highly recommend Zopa. Reviewed on: 31st May 2017

Best loan provider in UK

Very satisfying service. Highly recommend Reviewed on: 31st May 2017

THE FUTURE OF PERSONAL LENDING

A swift, professional and seamless process that delivers financing at an unmatched rate. The running of the account is simplicity personified - change the payment date, easy. Additional payments, simple. Further borrowing at improved rate, done. No bank has ever come close and I don't see them changing any time soon. Reviewed on: 31st May 2017

Positive experience from start to finish

Fantastic experience from start to finish. I have always had great service when I have needed assistance and I am pleased with how simple and easy Zopa made things. I have recommended to friends and family and they have all been very pleased Reviewed on: 31st May 2017

Highly recommended

Good service, would recommend to other customers.I have a loan with Zopa and it was a very straightforward application from the start until it's finished. Reviewed on: 31st May 2017

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