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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great rates

I would highly recommend. Got a loan last year at the best rate available at the time:) Reviewed on: 31st May 2017

Super Lender excellent rates

Have had 2 loans with Zopa handled fast and efficient no issues Reviewed on: 31st May 2017

Smooth and good value loan

Love the simplicity of using Zopa - the process to apply is seamless, the interest rates are on par with the best out there, and it really is no fuss. Reviewed on: 31st May 2017

Brilliant!

I had a great experience borrowing the money Reviewed on: 31st May 2017

Loan

Great loan agreement, easy to apply, fast and interest reasonable Reviewed on: 31st May 2017

Quick and easy borrowing!

I applied for my loan online via the Zopa website. I used the pre checker to establish eligibility and then applied, I had my money within a few days and even managed to change my direct debit date before the first payment. Brilliant and easy, so happy with the service! Reviewed on: 31st May 2017

Quick application process and best rates

The application process was very simple, quick and easy to understand. Approval was almost instant and money in the bank when promised. Everything about the process was super fast and I was able to check my eligibility before applying which protected my credit score and ensured I got the best rate. Would use again and definitely recommend. Reviewed on: 31st May 2017

Fast , Efficient, Friendly

I've had a few loans over the years. usually for Home Improvements. I think Zopa is an excellent firm to deal with. No fuss, and everything dealt with efficiently and smoothly. Very good value for money too. Thanks Zopa. Reviewed on: 31st May 2017

Green choice.

Highly recommend Zopa company. Very supportive and friendly team. They sort all paperwork fast and easy. Stop looking for something else Zopa is a great choice! Reviewed on: 31st May 2017

Great company. Quick service.

Very quick to give a decision and transfer the funds. Would highly reccommend Reviewed on: 31st May 2017

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