Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Easy to use, clear terms and repayments

I was approved and money was in my account quickly and effciently, I would highly recommend zopa to anyone! Reviewed on: 31st May 2017

Excellent, fast service

Easy to use and deal with, fast transactions and great communication Reviewed on: 31st May 2017

Cannot fault them!

Really easy straightforward application process. Quick decision and easy to set up. Great customer service. So glad I went with them. Reviewed on: 31st May 2017

Great Service, Quick Payment

I applied for the loan online & the money was through 2 days later. Excellent service. Reviewed on: 31st May 2017

Personal Loan

My experience with Zopa has been a very positive one. The process of applying for a loan was very simple and very fast. The interest is low and I cannot recommend this company enough. Reviewed on: 31st May 2017

Easy, fast and reliable

Zopa were really easy to transact with, fast service and excellent communication. Reviewed on: 31st May 2017

Great customer service

So far I have had a good experience with Zopa! They have been reliable and easy to communicate with. When I had a query about my loan, they eased my anxiety quickly and helped me through the process. Overall, I highly recommend Zopa. Reviewed on: 31st May 2017

Best loan provider in UK

Very satisfying service. Highly recommend Reviewed on: 31st May 2017

THE FUTURE OF PERSONAL LENDING

A swift, professional and seamless process that delivers financing at an unmatched rate. The running of the account is simplicity personified - change the payment date, easy. Additional payments, simple. Further borrowing at improved rate, done. No bank has ever come close and I don't see them changing any time soon. Reviewed on: 31st May 2017

Positive experience from start to finish

Fantastic experience from start to finish. I have always had great service when I have needed assistance and I am pleased with how simple and easy Zopa made things. I have recommended to friends and family and they have all been very pleased Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home credit (discontinued)
from Morses Club (inactive company) 3.36 from 34 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Personal Loan
from NatWest 4.53 from 155 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub