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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Highly recommended

Good service, would recommend to other customers.I have a loan with Zopa and it was a very straightforward application from the start until it's finished. Reviewed on: 31st May 2017

Positive experience from start to finish

Such an easy process, great customer service given any time I have need any assistance and I have never had such a positive experience with regards to finance! I have recommended Zopa to several people who have all raved about it. Reviewed on: 31st May 2017

Fast, easy, value

Zopa is great - easy to apply, fast and very competitive rates. But best of all they make you feel like past of their community. It's a great experience Reviewed on: 31st May 2017

Very good rates and excellent service.

Up to now its been trouble free and i would recommend to anyone looking for a fast and efficient service. 10/10. Reviewed on: 31st May 2017

Amazing

Really fast response and quick decision. No issues Reviewed on: 31st May 2017

Fantastic, simple and trustworthy

I have had two loans with Zopa. Without Zopa I would be homeless. I needed money for deposit for a flat, I work full time and zopa were there for me. I will always come back to Zopa if I need financial assistance in the future. Repayments are easy and low rate interest. The opportunity to pay extra whenever you like is also fantastic. Thank you Zopa. Reviewed on: 31st May 2017

I was able to buy my first car!

Not only was the process easy but their online platform allows you to manage and change direct debit days and make extra payments etc. Reviewed on: 31st May 2017

Need money

No need to worry the money's there when you want it Reviewed on: 31st May 2017

Quick and Reliable.

Less interest rate and quick disbursement. Reviewed on: 31st May 2017

Fast friendly uncomplicated service

Sorted in a phone call ..... fast friendly and uncomplicated made our purchase without any fuss. Monthly payments regular statements great service Reviewed on: 31st May 2017

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