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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,080 reviews, last reviewed 25th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026
S Jackson's avatar
S Jackson

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Ease and simplicity of applying for a loan

5
Found applying so simple. Every query was answered. Informed very quickly whether loan application was accepted Reviewed on: 31st May 2017
Carolyn Stuart's avatar
Carolyn Stuart

Fantastic service

5
Superb service that met all my needs. Flexible and responsive. Reviewed on: 31st May 2017
Peter Sandiford's avatar
Peter Sandiford

Brilliant service

5
Great service never had any issues Reviewed on: 31st May 2017
Rhian mills's avatar
Rhian mills

Really professional

5
From the point of the application a brilliant service friendly and if you didn't understand anything the team at zopa would explain everything outstanding Reviewed on: 31st May 2017
Stephen riley's avatar
Stephen riley

Review

5
I have no concerns as Zopa provided a good service via email and phone. They strive to provide the lowest rates and thus I why I took out a Zopa loan. I would recommend Zopa to friends. Happy Customer. Reviewed on: 31st May 2017
Susan Jane's avatar
Susan Jane

Brilliant

5
Greta company Great response Great rates Great deal Reviewed on: 31st May 2017
Jackie Roberts's avatar
Jackie Roberts

Would 100% recommend

5
Obtaining a loan was so simple and easy and Zola tell you in seconds if your application is accepted. The money can be transferred to your account immediately for a small fee or in 3 working days. Much easier than other loans applied for in the past. Only negative issue is the APR as Zopa advertise as low as 3% but when loan is offered this is often a lot more. Reviewed on: 31st May 2017
Eileen Phillips's avatar
Eileen Phillips

fast friendly exquisite service

5
Money straight in bank which was really pleasing, 9 star rating as there is always room for improvement Reviewed on: 31st May 2017
Daniel Banks's avatar
Daniel Banks

Great service

5
Couldn't have been easier to do the process . Great service, amazing rates . Would 100% recommend Reviewed on: 31st May 2017
Mike Jones's avatar
Mike Jones

Brilliant

5
Cheap way to lend money would recommend to anyone Reviewed on: 31st May 2017
Tomas Longden duarte 's avatar
Tomas Longden duarte

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