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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

The best

I applied for a loan and after one day I had the money in my account. Reviewed on: 31st May 2017

Best rates and great service provided!

Needed a loan to consolidate and improve intrest rate. Zopa were far better than my bank of 20 years! Reviewed on: 31st May 2017

Best loan provider

Zola are simply the best loan provider! Reviewed on: 31st May 2017

Best Loan Company Out There

I have had several loans From ZOPA. Each time, the service was very quick and straightforward. The time it took to agree a loan and receive the money into my bank account was generally either on the same day or the day after. They have offered to let me increase the amount of my loan should I want to without my asking them to do so. It was an option should I want to but gave me the feeling that I was a valuable customer with them. I would recommend them sincerely to anybody requiring a loan. The fact that they are not a bank or just one of the usual types of lending companies means that interest rates are generally lower and the terms of paying off the loan are often tailored to your financial situation. Reviewed on: 31st May 2017

The quick solution for a short term need

I needed to quickly sort some short term cash at a reasonable interest rate and Zopa certainly fitted the bill. Fast, efficient online presence and money directly into my bank within hours at a realistic interest rate. Zopa definitely deserve he title of Best Personal Loan Provider. Reviewed on: 31st May 2017

Quick and easy

Fast money for what you want , in 2 days. Thanks Zopa Reviewed on: 31st May 2017

Fast and effective

I would highly recommend Zopa. Whole of the application process was quick and smooth, we had the money in the time specified. Will definately use them again :-) Reviewed on: 31st May 2017

Brilliant company

Very good experience top company very efficient would recommend you to friends and family Reviewed on: 31st May 2017

Great service..!!!

Straight to the point personal loan service. Quick response very clear and understandable emails/paperwork would defo recommend & use again. Reviewed on: 31st May 2017

Quick consideration of the application.

I recommend their bank has good interest rates on loans. Reviewed on: 31st May 2017

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