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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy Peasy Loan

Excellent application process, very quick and easy. Money in bank next day. Most competitive rates and terms. The best loan company out there. Reviewed on: 31st May 2017

Ease and simplicity of applying for a loan

Found applying so simple. Every query was answered. Informed very quickly whether loan application was accepted Reviewed on: 31st May 2017

Fantastic service

Superb service that met all my needs. Flexible and responsive. Reviewed on: 31st May 2017

Brilliant service

Great service never had any issues Reviewed on: 31st May 2017

Really professional

From the point of the application a brilliant service friendly and if you didn't understand anything the team at zopa would explain everything outstanding Reviewed on: 31st May 2017

Review

I have no concerns as Zopa provided a good service via email and phone. They strive to provide the lowest rates and thus I why I took out a Zopa loan. I would recommend Zopa to friends. Happy Customer. Reviewed on: 31st May 2017

Brilliant

Greta company Great response Great rates Great deal Reviewed on: 31st May 2017

Would 100% recommend

Obtaining a loan was so simple and easy and Zola tell you in seconds if your application is accepted. The money can be transferred to your account immediately for a small fee or in 3 working days. Much easier than other loans applied for in the past. Only negative issue is the APR as Zopa advertise as low as 3% but when loan is offered this is often a lot more. Reviewed on: 31st May 2017

fast friendly exquisite service

Money straight in bank which was really pleasing, 9 star rating as there is always room for improvement Reviewed on: 31st May 2017

Great service

Couldn't have been easier to do the process . Great service, amazing rates . Would 100% recommend Reviewed on: 31st May 2017

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