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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Easy and quick

Easy to understand website, no hidden extras and great rates. Loan applied for and approved within minutes and no need to move from the sofa. Reviewed on: 31st May 2017

Fast and easy approach

It is the most reliable and hassle free site to received fund in no time. No paper work, online application is easy to fill. Highly recommended Reviewed on: 31st May 2017

Easy

Fast, easy and pain-free. No complaints whatsoever Reviewed on: 31st May 2017

Fast Approval and payout!

When you need a loan this is the company that you want to use so easy to see if you will be approved and when you are the money is in your bank with in a few days, could not ask for any more Reviewed on: 31st May 2017

Easy & fast application, with reasonable rates

I have used Zopa on more than one occasion because I found the application process to be easy, they offer very competitive and not extortionate APRs, underpinned by a very good customer service. I am so impressed I even considering joining the Zopa lenders. Reviewed on: 31st May 2017

What a wonderful experience it is to work with Zopa

This is my second experience dealing with Zopa, and both experiences were really wonderful. The online application is simple, and their response is quick, taking out the stress of waiting. To crown it all, Zopa takes genuine interest in their customers. No other company takes time to invite their customers to dinner where lenders meet the borrowers ! I strongly recommend Zopa, they are the best ! Reviewed on: 31st May 2017

Awesome lender

I would recommend this lender to anyone. I have had no trouble with them and the loan is easy to manage. I also believe the Apr is very reasonable. Reviewed on: 31st May 2017

Great service. Quick and easy

I was a little worried about applying for a loan but easy application and even after a silly mistake by me was quickly corrected and loan approved and payment was done. Fantastic service Reviewed on: 31st May 2017

Came back for a second time

Having had a loan which I had repaid in full with Zopa. I decided I wanted to consolidate all my debt. Having a very smooth experience previously I contacted Zopa straight away. Zopa is my first choice now. The ease and flexibility is brilliant. Reviewed on: 31st May 2017

Easy and good rates

Very easy to set up and draw funds. Management of account and balances online really simple. Reviewed on: 31st May 2017

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