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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

By far the best

So easy and helpful and seemed like they actually wanted to help. Reviewed on: 31st May 2017

Great

Easy to use, clear costs and simple repayments. Reviewed on: 31st May 2017

Refreshing

I had never heard of Zopa but when i was looking on line for a personal loan their name popped up - great service and they do exactly what they say they will. Reviewed on: 31st May 2017

Easy and reliable Source

I had taken a loan from Zopa. It was easy to maintain and pay off Reviewed on: 31st May 2017

Great loan experience

Simple to apply for a loan at an affordable and realistic rate Reviewed on: 31st May 2017

Quick, easy, cheap

Low rates , easy access to check on taken loans. Discounts to exsisting customers. Possibility to pay of your loan earlier. All can be done over the website. Highly recommended Reviewed on: 31st May 2017

Nice and easy

Simple straight forward service, easy to use website with no problems. Reviewed on: 31st May 2017

Simple & fair

User friendly, efficient over all great. It could be even better if you could review each loan and customer and based on their loan management and payment history to offer them a lower rate. Reviewed on: 31st May 2017

Brilliant service

Zopa has great rates and the customer service is excellent, easy to apply and quick response. Will use their services again with no doubt. Reviewed on: 31st May 2017

Amazing

I have never experienced such an efficient company. I was amazed how simple it was to apply, and as soon as approved the money was there. Very competitive interest rates. And I like the idea it's not going to some corporate bank but to people like me who want a good return on their investment. Reviewed on: 31st May 2017

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