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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Amazing

I have never experienced such an efficient company. I was amazed how simple it was to apply, and as soon as approved the money was there. Very competitive interest rates. And I like the idea it's not going to some corporate bank but to people like me who want a good return on their investment. Reviewed on: 31st May 2017

Simple, clear and easy

Zopa is very customer friendly and makes borrowing money clear and simple. Reviewed on: 31st May 2017

Easy and stress free

My experience was really straightforward and stress free I used my loan for debt reconciliation and it has made my life so much easier with one payment a month no trouble at all. It was simple to pick which day I wanted my direct debt to be set up which makes life easier. Reviewed on: 31st May 2017

Pav

Wary easy, you have any important information, you will have what you need and not more. Reviewed on: 31st May 2017

Very easy and quick

Needed a loan and zopa were quick and easy to use with a good monthly repayment Reviewed on: 31st May 2017

Great loan provider

Gave good pay back rate and helpful advise Reviewed on: 31st May 2017

Quick, easy and affordable

The loan application is simple with no hidden nasties, the rates are good and there's flexible repayment options. Overall, I'm extremely happy and would definitely recommend to others. Reviewed on: 31st May 2017

Simple, speedy, superb!

Zopa came up as top rated loan provider for our caravan loan - great rates and excellent customer satisfaction scores. We were not disappointed! The whole application process was very simple and we were kept informed of progress all the way through. In fact, the whole process from initial application to the funds being in our bank only took 3 days! I can't praise them highly enough! Reviewed on: 31st May 2017

Top Loan Provider

Very easy to get a decision & easy to set up. Simple to keep up to date with your balance always a pleasure Reviewed on: 31st May 2017

Gave the best rates

Zopa came out on top when I was looking through the comparisons for best rate. Applying was easy and managing your account on their website is really easy. I'd definitely recommend these and use them again. Reviewed on: 31st May 2017

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