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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Fast simple competitive rates

After searching various sites for a loan, zopa came out the cheapest, this loan had lower rates than my mortgage, all done online and the money was in the bank within a couple of days, brilliant. Reviewed on: 31st May 2017

Excellent service

Very quick and efficient experience, money in bank almost immediately, very competitive rates.Highly recommended. Reviewed on: 31st May 2017

Easy safe way for a loan

The whole experience of a loan from Zopa is very easy and quick without any hassle. Thoroughly recommend. Reviewed on: 31st May 2017

Understanding

I have found Zopa to be very understanding, helpful whenever I have had to contact them. They are always vey polite and were very understanding when one of my payments was late due to extenuating family circumstances. They always do there best to help and advise whatever the problem. Would definitely recommend them to anyone. Reviewed on: 31st May 2017

Great Loan Company

This is the easiest and best loan company I have ever used. The procedure was so simple and the money was received very quickly. I wouldn't hesitate in recommending them to anyone. Reviewed on: 31st May 2017

Easy and fast

Is quick, professional and extremely helpful service when needed. Reviewed on: 31st May 2017

Great loan provider

Excellent service, low rates, very resonable offer for everyone Reviewed on: 31st May 2017

Very happy with the service and the interest rayws

This is the 3rd time i have used zopa It was easy to apply and got an approval straight away Reviewed on: 31st May 2017

Quick & Easy

Never seen a loan before that was so quick and easy and hassle-free. Love it! Reviewed on: 31st May 2017

Simple and Friendly

Zopa customer service is brilliant. Their site and services are simple to use and the concept behind it appeals to me greatly. I've saved up for my wedding with Zopa and have had loans with them in the past too. Both have been easy to administer. Reviewed on: 31st May 2017

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