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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Competitive, trustworthy and reliable.

Initial misgivings about obtaining a loan were immediately eradicated, from application to receiving the cash, Zopa made the process simple and stress free. I have now had a number of loans with Zopa due to their great deals and my confidence in their business and customer care. Reviewed on: 31st May 2017

Fast and easy

I was really surprised and over the moon with the service, I received from Zoopla. Everything was done online. For the big amount, I borrowed it was a smooth and easy process and the money was in my account with lighting speed. Reviewed on: 31st May 2017

Great value

The lowest loan interest I could find. A straight forward application process. Job done ! Reviewed on: 31st May 2017

Safe & Secure

Been with Zopa for Years and everything is straightforward and simplistic :) Reviewed on: 31st May 2017

Great company

Very good company but a little disappointing with the higher than quoted interest rate and up front charge. Reviewed on: 31st May 2017

Brilliant service

Easy, quick and hassle free way of borrowing money and brilliant rates. Reviewed on: 31st May 2017

Quick, efficient and easy loans

Quotes and acceptance came quickly, my loan was for a small car loan. Payment and communication has been simple and very efficient. I can make overpayments if I want to get rid of the loan sooner and my interest is fixed so I know exactly what the final bill will be. This help me make the decision about this loan too. Reviewed on: 31st May 2017

Great and Effiient

Easy application meant the money arrived when I needed. Allowed me to make over payments and when I got a bonus from work was easy to pay off the loan early. Reviewed on: 31st May 2017

Quick and easy

Very quick an painless application and a competitive interest rate Reviewed on: 31st May 2017

Brilliant and easy to use service

I used a Zopa loan to consolidate a high interest loan and 2 credit cards and I chose Zopa as they had the best rates on price comparison. From start to finish, Zopa were seamless and so easy to work with. Everything was sorted online, the money was in my bank in a few hours after confirmation (which took no time at all!) and when I needed to change my direct debit, I did it all with the click of a button online. No fuss at all. 10/10 I would recommend Zopa for anybody looking for hassle free online lending. Reviewed on: 31st May 2017

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