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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,080 reviews, last reviewed 25th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026
S Jackson's avatar
S Jackson

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Quick and easy

5
Taking out my loan with Zopa was completely hassle free. The money was in my bank within 48 hours and all my information is easy to see online. I would definitely use them again if i needed to. Reviewed on: 31st May 2017
Keli Firth's avatar
Keli Firth

Good value

5
Great rates of repayment and interest is low Reviewed on: 31st May 2017
Kallie Harriott 's avatar
Kallie Harriott

Simple loans

5
The process was simple and approval was given very quickly, the money was in my account very quickly. Reviewed on: 31st May 2017
James Ainsworth's avatar
James Ainsworth

Quick and easy

5
Applying for my loan with Zopa was completely hassle free and so easy. The money was in my account within 48 hours. I would recommend Zopa to anyone who wanted a small loan and would definitely use them again. Reviewed on: 31st May 2017
Keli Firth's avatar
Keli Firth

BETTER THAN HIGH STREET BANKS

5
i had the most pleasant experience with Zopa. it was very easy, simple straightforward process, didn't took too long and the money was in my account. interest rate and services are much better than a high street bank. A BIG THANK YOU TO ZOPA for helping in my difficult time without hassle. Reviewed on: 31st May 2017
mukhammad azkhar mian's avatar
mukhammad azkhar mian

Fast and Efficient Service

5
Zopa is the best on the market. Always at hand to help Reviewed on: 31st May 2017
Ben's avatar
Ben

excellent service

5
Had over 4 loans. Service and interest rates great. Would definitely use this service again Reviewed on: 31st May 2017
Douglas Wright 's avatar
Douglas Wright

Quick and easy

5
Zopa made a soft credit search so as to not affect my credit score and gave me a potential offer. Then I completed the application and the loan was approved and in my account within no time. Reviewed on: 31st May 2017
pgcsaunders@hotmail.co.uk's avatar
[email protected]

Simple, Easy, Upfront

5
I've found Zopa a very user friendly site and company. There products are well laid out and explained throughly without been head bustingly confusing. Reviewed on: 31st May 2017
Kayleigh Parkin's avatar
Kayleigh Parkin

Easy option

5
No fuss, no hassle loan with great interest rates Reviewed on: 31st May 2017
Kathleen reilly's avatar
Kathleen reilly

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