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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Straight forward, simple and fair

It was very easy to process the loan, the team were very helpful and friendly and the rates are fair. plus if i wan to repay the loan there are no fines. Reviewed on: 31st May 2017

Easy loan application and approval

Found the whole process simple and user friendly. Reviewed on: 31st May 2017

Most reasonable and efficient loan specialists

By far the most competitive and reasonable load rates by a reliable fast and efficient company. I am a repeat customer (x3 loans so far) Highly recommend Reviewed on: 31st May 2017

Dream Cinema Room Loan

I have been wanting to build a cinema in my garden for the past decade and decided to take the plunge last year. However, I did not want to extend my mortgage due to the long term interest that would be accruing in the background. This meant it was only feasible if I could qualify for a hassle free low interest loan. I searched the Internet and stumbled across Zopa. I had read mixed things about peer-to-peer borrowinging so was slightly sceptical at first. This faded away quickly once I completed the application and had the funds in my account within 72hrs. The website was really easy to use and it was a seamless transaction. I am now nearing completion of the brick building and couldn't have achieved any of this without Zopa. My only regret is I didn't consider a personal loan years ago. Reviewed on: 31st May 2017

Quick, easy & hassle free

I applied on line, the money was in my account 2 days later, i could choose what day I wanted to pay so it fit around payday Reviewed on: 31st May 2017

Great company

Fantastic experience, easy to check your loan online anytime. Reviewed on: 31st May 2017

Quick and easy

Great experience, APR offered was what was originally stated. Money in my account after a few days. Reviewed on: 31st May 2017

Great

Eaxsy to use, no nonsence,straighforward.great platform which uses the advances of internet to pull credit resources together. Reviewed on: 31st May 2017

Best Value

The interest is a great price and the communication is great, if I need to get in contact with Zopa it's easy. Reviewed on: 31st May 2017

Excellent

Zopa gave me a loan when my own bank wouldnt! Not only that,the best rate on the market too!! Reviewed on: 31st May 2017

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