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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Brilliant and easy to use service

5
I used a Zopa loan to consolidate a high interest loan and 2 credit cards and I chose Zopa as they had the best rates on price comparison. From start to finish, Zopa were seamless and so easy to work with. Everything was sorted online, the money was in my bank in a few hours after confirmation (which took no time at all!) and when I needed to change my direct debit, I did it all with the click of a button online. No fuss at all. 10/10 I would recommend Zopa for anybody looking for hassle free online lending. Reviewed on: 31st May 2017
A W's avatar
A W

Quick and easy

5
Taking out my loan with Zopa was completely hassle free. The money was in my bank within 48 hours and all my information is easy to see online. I would definitely use them again if i needed to. Reviewed on: 31st May 2017
Keli Firth's avatar
Keli Firth

Good value

5
Great rates of repayment and interest is low Reviewed on: 31st May 2017
Kallie Harriott 's avatar
Kallie Harriott

Simple loans

5
The process was simple and approval was given very quickly, the money was in my account very quickly. Reviewed on: 31st May 2017
James Ainsworth's avatar
James Ainsworth

Quick and easy

5
Applying for my loan with Zopa was completely hassle free and so easy. The money was in my account within 48 hours. I would recommend Zopa to anyone who wanted a small loan and would definitely use them again. Reviewed on: 31st May 2017
Keli Firth's avatar
Keli Firth

BETTER THAN HIGH STREET BANKS

5
i had the most pleasant experience with Zopa. it was very easy, simple straightforward process, didn't took too long and the money was in my account. interest rate and services are much better than a high street bank. A BIG THANK YOU TO ZOPA for helping in my difficult time without hassle. Reviewed on: 31st May 2017
mukhammad azkhar mian's avatar
mukhammad azkhar mian

Fast and Efficient Service

5
Zopa is the best on the market. Always at hand to help Reviewed on: 31st May 2017
Ben's avatar
Ben

excellent service

5
Had over 4 loans. Service and interest rates great. Would definitely use this service again Reviewed on: 31st May 2017
Douglas Wright 's avatar
Douglas Wright

Quick and easy

5
Zopa made a soft credit search so as to not affect my credit score and gave me a potential offer. Then I completed the application and the loan was approved and in my account within no time. Reviewed on: 31st May 2017
pgcsaunders@hotmail.co.uk's avatar
[email protected]

Simple, Easy, Upfront

5
I've found Zopa a very user friendly site and company. There products are well laid out and explained throughly without been head bustingly confusing. Reviewed on: 31st May 2017
Kayleigh Parkin's avatar
Kayleigh Parkin

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