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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick & Simple

I didn't think I would ever be able to get a loan but Zopa was so quick and easy to use. I didn't even have to call anybody. I just sent in my documents and PING the money was in my bank. So good! Reviewed on: 31st May 2017

Fast and efficient process

Very customer focused, clear information given and a really smooth process from start to finish Reviewed on: 31st May 2017

Zopa is fantastic!

From the application process to obtaining the funds to actually setting up my monthly payments, the whole process was so straight-forward. Zopa simply feels like the modern way to get a loan - so easy, fair and transparent. I have recommended Zopa to all my friends and family.... and I will use it again in the future myself Well done Zopa, and thank you! Reviewed on: 31st May 2017

Superb to deal with

Really good at keeping in touch through the process, and really care about the custome. Simple to arrange, no more mainland banks for me Reviewed on: 31st May 2017

Great

So simple to apply and great rates! Reviewed on: 31st May 2017

easy-peasy

I have never had a loan before and the thought of dealing with banks and leanders for days at a time and costing loads. But then i went on to Zopa and with a feew clicks that was it, the money was in my account, it took me less than 10 mins and i didnt have to provide every piece of information imaginable like my P60, bank records, unicorn horn and some fairy dust. I'm now in the position of refurnishing my house and will probably be borrowing another £15,000 from them in the very near future, keep up the good work. Reviewed on: 31st May 2017

great service great rates

loan really easy to set up online market beating aprs plus option to pay off early thumbs up all round Reviewed on: 31st May 2017

Great personal loans

Applying for loan was very easy and quick and came through within days. All online and easy accessible very convenient. Very low interest rate too. Reviewed on: 31st May 2017

Best service

Great customer service on the processing and cancellation of a loan Reviewed on: 31st May 2017

No hassle loan

From start to finish with Zips there was no problems, I was kept informed of what was happening from the moment I applied for the loan until I received it in my bank. Reviewed on: 31st May 2017

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