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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick, easy, fair, Happy!

Need I say anymore? I applied, it was fast with great rates, now living stress free, thank you Zopa! Reviewed on: 31st May 2017

Easy fuss free loan service

This is the second time I've used zopa each time getting a better rate than before. It is straight forward lending so quick and simple to use their site and help on hand if you need anything. To top it off, no fees to pay back early or make overpayments I Can't recommend highly enough! Reviewed on: 31st May 2017

Simple and efficient.

I have used Zopa on numerous occasions and wouldn't go anywhere else. Simple and straight forward process and money quickly transferred to my bank. Sensible rates and flexible payment dates. Reviewed on: 31st May 2017

Quick and simple

If you want a quick, simple hassle free loan, look no further than zopa Reviewed on: 31st May 2017

Fantastic experience

Applied for car finance and got it within one week without any long procedure and everything was clear and still paying every week the exact amount which told me to pay . So very happy with ZOPA. Recommended Reviewed on: 31st May 2017

Surprising

Quick, easy, friendly and not like dealing with nasty bankers Reviewed on: 31st May 2017

Applied for a loan and was accepted very quickly - highly recommended

Hassle free transaction and money in my bank account very quickly Reviewed on: 31st May 2017

Great value

Simple to apply with a quick response and next day payment. Brilliant service and great rates. Reviewed on: 31st May 2017

Amazing

Application was straight forwards, decision was made within hours and the money in my account the next day. I. Very happy with the service and rate provided. Will definitely use them again if I needed a loan. Reviewed on: 31st May 2017

Exemplary service !!! Speedy and easy

Very straight forward and simple process. No nonsense. I knew exactly where I was at every step Reviewed on: 31st May 2017

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