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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Have used zopa for many years and would not go anywhere else.

I have had many zopa loans over the years and they continue to be the best as far as I'm concerned. Always quick to deliver and customer service is second to none. Reviewed on: 31st May 2017

excellent all round experience. no hassle and quick

excellent all round experience. no hassle and quick. Reviewed on: 31st May 2017

Quick and easy and very helpful staff

Even though I had quite a few questions before I applied for my loan, the staff at Zopa were very friendly and helpful and did all they could to make the whole thing as simple as possible! Reviewed on: 31st May 2017

Best quality no banks

Amazing, I love the peer lending structure and I love how simple it all is. Reviewed on: 31st May 2017

Simple, quick and fair

I chose a loan with Zopa because they have excellent reviews and were recommended by money saving expert. I was impressed by the rate and speed of service. Highly recommended. Reviewed on: 31st May 2017

Excellent Service

Quick, easy & very efficient process from the get go. Well recommended. Reviewed on: 31st May 2017

Zopa Excellent Service and Excellent rate

While shopping around for an excellent rate, a few suppliers were found but only Zopa not only had an excellent rate, there service was quick, simple and effective. Money was transferred into my account quicker than the 3 days. Reviewed on: 31st May 2017

Excellent!

Quick and simple. An excellent service. Reviewed on: 31st May 2017

George U K

Less interest rate , compared to other lenders Reviewed on: 31st May 2017

Helpful

From my first contact with Zopa in requesting a loan the staff that dealt with my application were extremely polite, helpful & efficient. I would, and have, recommended Zopa to friends and family. Philip Reviewed on: 31st May 2017

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