Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69079 reviews)

View other Zopa products

4.95

Based on 69,079 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Value for money Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69079)

Quick, affordable, fair

I was initially skeptic about taking out a loan as I had heard bad experiences however Zopa make it a quick, easy and clear way with everything laid out concisely. Reviewed on: 31st May 2017

Best service

Great provider, great support couldn't ask for more. Really helped me out when I needed it the most. Reviewed on: 31st May 2017

So Fair....

Zopa are great! Easy forms to fill, no waiting for weeks to hear, money in the bank as soon as your approved.... easy to talk to customer services, no long wait on hold! And more than anything else, no extortionate interest rates... Very happy customer.... Reviewed on: 31st May 2017

Simply the best!

Straight forward, easy to complete application with no nonsense. Much appreciated. Reviewed on: 31st May 2017

No quibbles

Very helpful and quick. Interest rates competitive Reviewed on: 31st May 2017

Very, very good :))))))

Brilliant customer service, very good way of borrowing money, low APR and very satisfying overall experience. Highly recommended!!! Reviewed on: 31st May 2017

Easy loan with fair interest.

I had never asked for a loan before, and I was overwhelmed by the number of lenders and the very high interest rates, but I had just bought a house and needed to make some improvements. I went to the site, used the calculator to see the different options and amounts depending how much to borrow, I found it to offer very fair rates, requested a loan and within a few days it was in my bank! Only once I had to use the customer service email address for a question and they got back to me the following day. I couldn't ask for more from a lender! Reviewed on: 31st May 2017

Great service

Great team and great after service, also feels a safer way to borrow Reviewed on: 31st May 2017

Simplicity

The whole process from start to finish was simplicity itself, the ease of completing the application on-line and the quick response to the application was outstanding. Monies were transferred into my bank Account earlier that the stated waiting time. All in all an excellent service from start to finish. They even send you an email to confirm that your monthly repayment has been successfully received, would highly recommend Zopa to anyone. Reviewed on: 31st May 2017

Great rates and quick

The overall experience with Zopa has been quick and trouble free. There lending rates were the best that I had found so there was not a huge amount of cost to the loan. when approved the money was in the bank very quickly. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Fair For You 4.96 from 7139 reviews
Payday Loan (discontinued)
from Monkey Dosh (inactive company) 4.00 from 2 reviews
Personal loans
from Abound 4.91 from 17863 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44338 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub