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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Awesome Lender

Great flexible lender - refreshing for 2017! best rates and best flexiblility Reviewed on: 31st May 2017

Hassle Free Service

Loan agreement easily explained, short time from application to delivery of loan. Fantastic overall service. Reviewed on: 31st May 2017

Straight forward

We needed extra cash for a new bathroom and getting it through Zopa was very straight forward. Zopa have competitive rates and the other good thing is being able to pay back more without being penalised. Great service. Reviewed on: 31st May 2017

Second to none

Zopa has been second to none in regards to borrowing. The process from quote to application is seamless. Staff are friendly and very helpful and the website to manage your account is superb. I cannot recommend Zopa enough. Reviewed on: 31st May 2017

Great service

Easy application process, no paperwork to fill out. Received funds quickly. Great rate Reviewed on: 31st May 2017

Simple, straightforward no nonsense lending.

We had a problem when the company stopped the lease car scheme and the bank were not at all helpful, but Zopa within a few hours took the stress away. Brilliant Reviewed on: 31st May 2017

Great low interest loans and easy payment plans

I used my loan to pay off my overdraft after nationwide sent me a letter saying they wanted me to pay my overdraft in full asap. Which left me in a state of panic however zopa got we a great deal and lower interest than I expected which relieved a lot of stress from me. Thanks Zopa Reviewed on: 31st May 2017

Quick and easy

The whole process was quick, easy and helpful Reviewed on: 31st May 2017

Brilliant!

From comparing loan amounts and length of terms to getting a decision and the money in my account I have found the process easy and efficient. Couldn't recommend Zopa enough. Reviewed on: 31st May 2017

QUICK EASY AND VERY PROFESSIONAL

No hassle and very low interest compared to other loans, would look at getting another loan from this company as my experience has been great. The other benefit is the logging in to see how much you have left to pay which I liked. I would recommend to family and friends if and when they are ever looking at getting a loan. Reviewed on: 31st May 2017

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