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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy To Understand

The Zopa website made it easy to understand cost and the process. I found the Zopa loan the best rate around. Reviewed on: 31st May 2017

Simple, competitive & fast

This has enabled me to complete home improvements. Reviewed on: 31st May 2017

Easy and quick process

It was a quick and stress free process applying for a zopa loan, I would definitely recommend to use their services. Reviewed on: 31st May 2017

Best rates, fantastic service, and zopa fast

We took out a loan with Zopa, the online application was straight forward, decision in minutes, no hidden fee's. Fantastic service, to people who need a little extra help in life, but dont want to pay through the nose. Zopa fast indeed. Reviewed on: 31st May 2017

quick and easy

I needed a loan for some golf clubs, was going to use a credit card interest to much so I trued zopa got the money and it's not going to cost me an arm and a leg to pay it back, so thank you very much zopa. Reviewed on: 31st May 2017

Doesn't get easier than Zopa

Just a few clicks and the money is in the bank. No fuss. Amazing Reviewed on: 31st May 2017

ZOPA LOAN

Easy to set up and tells you exactly what you are going to pay back and how much interest which is a very good low rate . Defiantly would recommend ZOPA Reviewed on: 31st May 2017

Numeral Uno Personal Loan Provider!

Zopa's different approach to lending is such a refreshing, and unique way of borrowing money. It's left to their "community of lenders" to decide on whether one, or more, of them wish to provide the loan, rather than the point blank yes/no system of the high street banks. You're offered very good interest rates along with the time frame to repay that suits each individual. This doesn't mean that you're guaranteed acceptance, but it's a much fairer method in my eyes; and a darn sight safer than pay day providers. Heck, they even email their borrowers a Christmas greeting. My bank has never done that, and I suspect that you'll only get a bailiff from a pay day lender! Reviewed on: 31st May 2017

Loan Experts

Needed a loan filled in details needed get the decision straight away no messing around these are the just what i needed Reviewed on: 31st May 2017

The future of personal finance

Easy, fast, and great value for money. What more could you want from a personal loan? Reviewed on: 31st May 2017

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