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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Sorted me right out!

I managed to consolidate debts in to a manageable monthly amount at a market leading APR rate. The speed of processing and ease of application made the whole process hassle free. I am delighted with everything. If only i didn't need to pay anything back!! Reviewed on: 31st May 2017

Great service by Great provider!

Requested a loan from Zopa. Exceptionally happy with the service provided by the company, the process was very quick and the steps for application were simple and carried out with ease. I was very surprised at the speed of turn around for approval and also the customer service in between stages was great! Above all the low interest rate was the winner for me, alot better than many of its competition Reviewed on: 31st May 2017

Quick, simple would not go anywhere else

I have been borrowing from Zopa for many years as have my family on my recommendation. I have used them for holidays to house reservations and the great thing for me is the low interest rates an no penalty for early repayment Reviewed on: 31st May 2017

Swift

I required cash & wanted a quick decision. Zopa was there for me again with a swift reply, great rates of interest, fast turnaround & cash in my account within days. Perfect would recommend & use again Reviewed on: 31st May 2017

Good quick cash and not high rates.

The high rates only start when you ask for more to merge past loans. Reviewed on: 31st May 2017

Very professional

They did exactly what it said on the tin !!!! Reviewed on: 31st May 2017

Quick easy and very friendly

Needed a loan for my daughters wedding the process was so easy and the staff were friendly and helpful when I rang. I would definitely recommend Zopa. Reviewed on: 31st May 2017

Easy to apply, fast decision, great rate!

Easy to apply, fast decision, great rate! No complaints, would definatley use again! Reviewed on: 31st May 2017

No Hassle, Easy Loan.

It took me only a few minutes to get the loan and they offered the best rates around. No issues at the time and none since. It's been a good experience. Reviewed on: 31st May 2017

Quick, easy and great service

I found the whole experience very simple to complete. Zopa were fast in informing me of my request for a lone. I recommend them to all. Reviewed on: 31st May 2017

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