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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Swift

I required cash & wanted a quick decision. Zopa was there for me again with a swift reply, great rates of interest, fast turnaround & cash in my account within days. Perfect would recommend & use again Reviewed on: 31st May 2017

Good quick cash and not high rates.

The high rates only start when you ask for more to merge past loans. Reviewed on: 31st May 2017

Very professional

They did exactly what it said on the tin !!!! Reviewed on: 31st May 2017

Quick easy and very friendly

Needed a loan for my daughters wedding the process was so easy and the staff were friendly and helpful when I rang. I would definitely recommend Zopa. Reviewed on: 31st May 2017

Easy to apply, fast decision, great rate!

Easy to apply, fast decision, great rate! No complaints, would definatley use again! Reviewed on: 31st May 2017

No Hassle, Easy Loan.

It took me only a few minutes to get the loan and they offered the best rates around. No issues at the time and none since. It's been a good experience. Reviewed on: 31st May 2017

Quick, easy and great service

I found the whole experience very simple to complete. Zopa were fast in informing me of my request for a lone. I recommend them to all. Reviewed on: 31st May 2017

Consolidation loan

They have the most competitive rate for the type and amount of loan I was looking for. They have a simple, effective online portal that gives clear and concise payment history as well as a detailed payment schedule. Reviewed on: 31st May 2017

Great interest rates!

My partner and I got a great interest rate at a time when money is tight. Great for new families and new home owners! Reviewed on: 31st May 2017

Quick easy lending

The whole loan process was very easy and the money was received very quickly. Reviewed on: 31st May 2017

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