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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great speedy service. Thank you Zopa!

I had a loan with Zopa and needed additional borrowing, they was quick to help and gave great customer services. Thank you to Zopa team Reviewed on: 30th May 2017

Easy and straightforward

Zopa were really easy to use. Simple and straightforward. Helped me reduce my monthly outgoings by well over £80. Would recommend. Reviewed on: 30th May 2017

Best loan company !

Easy to get approved with lowest interest. Reviewed on: 30th May 2017

quick online response

it was really so quick response, so easy way fill up online application, reasonable and competitive interest rate, and fast service than any other competitors! Reviewed on: 30th May 2017

Yes recommend because they are friendly

Simple and first track to use decision within a minute Reviewed on: 30th May 2017

Professional

Applied for a loan with Zopa. They were very efficient and responsed with a quick decision. The process was straight forward without endless questions and additional paperwork to complete. To say, I am very pleased with the service I have received. Reviewed on: 30th May 2017

The easiest/ best loan to obtain

After shopping around for the best cash loan including my bank. After using Martins money tips.comparison site it brought this as one of the top options with the best customer service. It was quick and easy to apply and within days the loan was desposited.. I have had no need to contact customer services yet but so far so good Reviewed on: 30th May 2017

Great easy loan

They have the best rates and the loans are super quick to set up and even to receive the money Reviewed on: 30th May 2017

Simple quick and straight forward

Very informative with many options available Very quick process Reviewed on: 30th May 2017

Zopa are wonderful providers of loans

They are fair,honest and helpful all round Reviewed on: 30th May 2017

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