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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

great lender

Excellent rate, great service. Thank you Zopa Reviewed on: 30th May 2017

Extremely helpful and fair rates

Every question was promptly answered and the online stages of application were smooth and efficient. Reviewed on: 30th May 2017

Zopa made my dreams come true!!

I'm so happy I came across Zopa when searching online for a loan. I was able to borrow the amount I needed and the interest rate and payments beat a lot of others I'd already looked at. Although I hadn't heard of Zopa their website made me confident enough to go ahead with my application and I found the process really quick and easy and before I knew it I had my money! I would definitely recommend them to anybody. Reviewed on: 30th May 2017

Quick no fuss loan

Good customer service. Very competitive low interest loans. Well recommended. Reviewed on: 30th May 2017

Quick easy

Quick and easy to get loan fast service Reviewed on: 30th May 2017

No hassles...great rates

I've taken out a few loans with Zopa and would definitely go back again. Fast and easy to set up. Took it my first loan to buy a car whilst in Spain. Great rates. Would thoroughly recommend. Reviewed on: 30th May 2017

It's very good n Ezy

It's very good, ezy n friendly service. So far I m happy at the moment. Reviewed on: 30th May 2017

Very good service

Easy to organise a quick loan, very accommodating in slowing me to pay it off early. Reviewed on: 30th May 2017

Excellent loan experience

Simple and easy to apply for my loan. Completely hassle free when I paid off loan early. Will definitely recommend to others. Reviewed on: 30th May 2017

Excellant

Excellent from start to finish.You could not get any beta servixe. Reviewed on: 30th May 2017

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