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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy, straight forward and honest company

Very honest and easy to deal with financial services company. Sensible interest rates and would recommend Reviewed on: 30th May 2017

gem

I found a gem!! I was in need of a loan to purchase a new car. I had had a previous loan from sainsburys which i paid (as agreed). Only to find that when i returned to them for a second loan i was charged a ridiculous amount of interest. I searched online and found zopa who were a godsend. Excellant and very fair interest rate, and very good service all round. I will be returning to zopa if ever i require loan/s in the future.- and i highly recommend to my friends and family. Thank you zopa. Reviewed on: 30th May 2017

Simple and easy to understand

Was quick and easy and very well explained, would recommend and use again. Felt like I was dealing with an honest company who I could trust Reviewed on: 30th May 2017

low interest rate

even though you have a medium credit history . you have chance to get it because it is crowdfunded. Reviewed on: 30th May 2017

great

quick and easy to apply and decision too Reviewed on: 30th May 2017

Easy

You ask you get and with it a great price Reviewed on: 30th May 2017

Best in the market

I have checked the whole market before I applied for my loan including my bank which I have been with for over 15 years. Zopa has given me the best rate on £7500 and it the overall process was very easy as it's all online. I am very happy with my loan and have referred friends as well. Reviewed on: 30th May 2017

refreshingly simple and straight forward.

Online application is simple a n d t he product is exactly what it says it will be with no extra charges. Easy to understand good rates Reviewed on: 30th May 2017

So Simple

Quick and easy, and when I needed a top up, just as quick and simple. Great company. Reviewed on: 30th May 2017

Quick and easy

Great provider for a loan, quick and easy. Pain free Reviewed on: 30th May 2017

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