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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

fantastic

really needed fast loan and zopa were spot on such a good company to take out a loan with thank you Reviewed on: 30th May 2017

Truly Amazing

When I thought of applying for a loan with Zopa I did not believe that Zopa will award me the loan but to my surprise, it was approved within minutes, no questions asked. Reviewed on: 30th May 2017

Ticks all the boxes

So happy I came across zopa not only did I get the best rates around but I can also pay back early with no fees. Customers service was second to none and I recieved the loan earlier than expected. Even the lady at my bank couldn't believe the rate I got and how zopa tick all the boxes in terms of what you would hope to get. A week on from my loan and I have my amazing dream car outside which I cannot stop looking at! Thank you so much and I hope you win the award because you definately deserve it Reviewed on: 30th May 2017

great lender

Excellent rate, great service. Thank you Zopa Reviewed on: 30th May 2017

Extremely helpful and fair rates

Every question was promptly answered and the online stages of application were smooth and efficient. Reviewed on: 30th May 2017

Zopa made my dreams come true!!

I'm so happy I came across Zopa when searching online for a loan. I was able to borrow the amount I needed and the interest rate and payments beat a lot of others I'd already looked at. Although I hadn't heard of Zopa their website made me confident enough to go ahead with my application and I found the process really quick and easy and before I knew it I had my money! I would definitely recommend them to anybody. Reviewed on: 30th May 2017

Quick no fuss loan

Good customer service. Very competitive low interest loans. Well recommended. Reviewed on: 30th May 2017

Quick easy

Quick and easy to get loan fast service Reviewed on: 30th May 2017

No hassles...great rates

I've taken out a few loans with Zopa and would definitely go back again. Fast and easy to set up. Took it my first loan to buy a car whilst in Spain. Great rates. Would thoroughly recommend. Reviewed on: 30th May 2017

It's very good n Ezy

It's very good, ezy n friendly service. So far I m happy at the moment. Reviewed on: 30th May 2017

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