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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent loan experience

Simple and easy to apply for my loan. Completely hassle free when I paid off loan early. Will definitely recommend to others. Reviewed on: 30th May 2017

Excellant

Excellent from start to finish.You could not get any beta servixe. Reviewed on: 30th May 2017

Easy, straight forward and honest company

Very honest and easy to deal with financial services company. Sensible interest rates and would recommend Reviewed on: 30th May 2017

gem

I found a gem!! I was in need of a loan to purchase a new car. I had had a previous loan from sainsburys which i paid (as agreed). Only to find that when i returned to them for a second loan i was charged a ridiculous amount of interest. I searched online and found zopa who were a godsend. Excellant and very fair interest rate, and very good service all round. I will be returning to zopa if ever i require loan/s in the future.- and i highly recommend to my friends and family. Thank you zopa. Reviewed on: 30th May 2017

Simple and easy to understand

Was quick and easy and very well explained, would recommend and use again. Felt like I was dealing with an honest company who I could trust Reviewed on: 30th May 2017

low interest rate

even though you have a medium credit history . you have chance to get it because it is crowdfunded. Reviewed on: 30th May 2017

great

quick and easy to apply and decision too Reviewed on: 30th May 2017

Easy

You ask you get and with it a great price Reviewed on: 30th May 2017

Best in the market

I have checked the whole market before I applied for my loan including my bank which I have been with for over 15 years. Zopa has given me the best rate on £7500 and it the overall process was very easy as it's all online. I am very happy with my loan and have referred friends as well. Reviewed on: 30th May 2017

refreshingly simple and straight forward.

Online application is simple a n d t he product is exactly what it says it will be with no extra charges. Easy to understand good rates Reviewed on: 30th May 2017

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