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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Awesome!

Zopa offered a fast and easy application of the loan. Payment was fast and everything after that has been smooth sailing! Even the interest is great! Too stuff! Reviewed on: 30th May 2017

Excellent service, quick process.

After applying for a loan, which was a very quick process, the money was sent to my nominated bank account in days. Great service, would definitely recommend. Reviewed on: 30th May 2017

Very easy application

Definitely the easiest way to apply for a loan, all possible information was provided , easy to understand and submit and very quick to process too, I would defo recommend Reviewed on: 30th May 2017

extremely quick and easy.

It was quick and easy to apply at great interest rates, the best on the net. Reviewed on: 30th May 2017

Delivering a service that others can only dream of offering

This was quite possibly the easiest financial transaction I have engaged in, over the past 30 years. Great service, great rates, great experience. Highly recommended . Thanks Zopa Reviewed on: 30th May 2017

Best loan provider

I tried to buy something and pay monthly from Currys but they rejected me although I had great credit score. Then I found Zopa on google and they accepted my loan immediatly. I will be forever thankful for that. Reviewed on: 30th May 2017

Easy money...

My first experience of on line finance, but couldn't have been simpler. Professional and easy peasy web site. Competitive rates no concerns and would definitely recommend them. Reviewed on: 30th May 2017

Fantastic Service

Very quick very easy did not disappoint Reviewed on: 30th May 2017

Great products easy to sort and good rates

So easy to get your payment and amount per month good rates too and supportive as well Reviewed on: 30th May 2017

Brilliant and easy

Zopa is very simple to use and their rates are very competitive. The best part about zopa is the fact that you will not get charged for paying off your loan early (I mean, why should you!?) Reviewed on: 30th May 2017

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