Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

refreshingly simple and straight forward.

Online application is simple a n d t he product is exactly what it says it will be with no extra charges. Easy to understand good rates Reviewed on: 30th May 2017

So Simple

Quick and easy, and when I needed a top up, just as quick and simple. Great company. Reviewed on: 30th May 2017

Quick and easy

Great provider for a loan, quick and easy. Pain free Reviewed on: 30th May 2017

Awesome!

Zopa offered a fast and easy application of the loan. Payment was fast and everything after that has been smooth sailing! Even the interest is great! Too stuff! Reviewed on: 30th May 2017

Excellent service, quick process.

After applying for a loan, which was a very quick process, the money was sent to my nominated bank account in days. Great service, would definitely recommend. Reviewed on: 30th May 2017

Very easy application

Definitely the easiest way to apply for a loan, all possible information was provided , easy to understand and submit and very quick to process too, I would defo recommend Reviewed on: 30th May 2017

extremely quick and easy.

It was quick and easy to apply at great interest rates, the best on the net. Reviewed on: 30th May 2017

Delivering a service that others can only dream of offering

This was quite possibly the easiest financial transaction I have engaged in, over the past 30 years. Great service, great rates, great experience. Highly recommended . Thanks Zopa Reviewed on: 30th May 2017

Best loan provider

I tried to buy something and pay monthly from Currys but they rejected me although I had great credit score. Then I found Zopa on google and they accepted my loan immediatly. I will be forever thankful for that. Reviewed on: 30th May 2017

Easy money...

My first experience of on line finance, but couldn't have been simpler. Professional and easy peasy web site. Competitive rates no concerns and would definitely recommend them. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance
from Together Money 3.74 from 7 reviews
Payday Loan
from Quid Market 3.66 from 5 reviews
Personal loans
from Clockwise Credit Union 4.79 from 4353 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub