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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Fantastic Service

Very quick very easy did not disappoint Reviewed on: 30th May 2017

Great products easy to sort and good rates

So easy to get your payment and amount per month good rates too and supportive as well Reviewed on: 30th May 2017

Brilliant and easy

Zopa is very simple to use and their rates are very competitive. The best part about zopa is the fact that you will not get charged for paying off your loan early (I mean, why should you!?) Reviewed on: 30th May 2017

It was easy quick. Simply the best.

It was grate, without any problems, so I I can highly and honestly recommended. Reviewed on: 30th May 2017

Great rates, east setup

Zopa's great rates allowed me to sort out my finances quickly and easily. The application and acceptance process was very fast and easy and the money was straight in my bank. I couldnt recommend Zopa any more highly Reviewed on: 30th May 2017

Thankfullness

Zopa helped me when nobody else wanted to do this. I was desperate for additional money in a very difficult moment of my life. Reviewed on: 30th May 2017

ok

good good good good good good good good Reviewed on: 30th May 2017

Got a loan to pay a tax bill no problems when most other places wouldn't even give me a sniff of a loan

Great experience would recommend to anyone needing a loan Reviewed on: 30th May 2017

Good

Most likely i would recomand my friends and family, that positive point of zopa is u can pay off your loanda anytime you want which give a bit of flexiblity. Reviewed on: 30th May 2017

Quick, simple, cheap!

Very happy with sign up process, speed of receiving loan, online account and interest rate. Cheers! Reviewed on: 30th May 2017

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