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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Quick response

I searched online for the best loan deals. Not only did Zopa offer a good rate. The loan was approved and money in the bank within 3 working days. In less than 3 weeks I had applied and been accepted for the loan and bought my new car. So impressed I recommend! Reviewed on: 30th May 2017

Simple

Somple application. Great payment options. Money quickly in account. Reviewed on: 30th May 2017

User friendly

Very easy and user friendly site. Definitely would recommend and use again Reviewed on: 30th May 2017

Great experience with Zopa for both lending and borrowing,

Zopa are the future, this is a great new model and I've been a happy customer with them (both lending and borrowing from time to time) for many years now. Great products and great reliable service. Reviewed on: 30th May 2017

Easy loan to get quick decision affordable interest rates

Loan approved quickly and interest rates made it affordable to pay back Reviewed on: 30th May 2017

Swift finance

Zopa is very trusty company. Any one who needs money and anytime when you don't need, you can return, thank you Zopa. Reviewed on: 30th May 2017

Fast response, great customer service.

I would recommend zopa to any of my friends Reviewed on: 30th May 2017

Just Brilliant

I really cannot praise Zopa enough - my experience from the initial loan to an extra loan for additional home improvements has been 100% positive. Highly recommended. Reviewed on: 30th May 2017

Absoulte fantastic service !

Quick easy and fast and a really helpful helpline Reviewed on: 30th May 2017

Very easy to apply

Quick and easy to use and apply. Great service Reviewed on: 30th May 2017

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