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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Zopa loan - for my dream van

I needed to get a loan or car finance to buy a van to convert into a campervan with my boyfriend. We both decided to take out a small loan each with zopa loans, (after a small amount of internet research) my loan is smaller than his but both our loan rates are very competitive. The checks they made to ensure we could afford the loan and replayments made me think that they are a responsible company. The best part is we can manage our account online, change payment day, pay a lump sum off and not be penalised. I would use zopa over any other company including my bank. Reviewed on: 30th May 2017

No nonsense approach to loans

Your business is fair ..the best rate around at the time of my applications I have recommended friends to avoid the high street lenders and consider zopa which has been a success for them. My experiences have always so far been so positive and open ..I spoke to an customer service agent and she came across genuinely sincere about your business portfolio I felt I was in good honest hands and in this day and age I can't say that about many banks and I have 4 separate banks. . Thank you it was a pleasure to give this review. Reviewed on: 30th May 2017

One in a million service

I have had a great customer service with zopa, they are helpful, they are very easy to communicate with and above all they provide the best service I ever experience. Will definitely recommend them to anyone. Thank you zopa Reviewed on: 30th May 2017

Quick response

I searched online for the best loan deals. Not only did Zopa offer a good rate. The loan was approved and money in the bank within 3 working days. In less than 3 weeks I had applied and been accepted for the loan and bought my new car. So impressed I recommend! Reviewed on: 30th May 2017

Simple

Somple application. Great payment options. Money quickly in account. Reviewed on: 30th May 2017

User friendly

Very easy and user friendly site. Definitely would recommend and use again Reviewed on: 30th May 2017

Great experience with Zopa for both lending and borrowing,

Zopa are the future, this is a great new model and I've been a happy customer with them (both lending and borrowing from time to time) for many years now. Great products and great reliable service. Reviewed on: 30th May 2017

Easy loan to get quick decision affordable interest rates

Loan approved quickly and interest rates made it affordable to pay back Reviewed on: 30th May 2017

Swift finance

Zopa is very trusty company. Any one who needs money and anytime when you don't need, you can return, thank you Zopa. Reviewed on: 30th May 2017

Fast response, great customer service.

I would recommend zopa to any of my friends Reviewed on: 30th May 2017

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