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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Just Brilliant

I really cannot praise Zopa enough - my experience from the initial loan to an extra loan for additional home improvements has been 100% positive. Highly recommended. Reviewed on: 30th May 2017

Absoulte fantastic service !

Quick easy and fast and a really helpful helpline Reviewed on: 30th May 2017

Very easy to apply

Quick and easy to use and apply. Great service Reviewed on: 30th May 2017

Easy-Peasy

Great experience with Zopa. All info is clearly laid out and easy to find. If you do have questions, their call centre staff are pretty useful too! Reviewed on: 30th May 2017

Fab service, easy to contact if required, also discreet if needed

Used more than once, quick payment when needed and easy to repay with reasonable settlement fees, in the famous words I will be back lol Reviewed on: 30th May 2017

Great service

Getting a loan with Zopa was care free and easy ... Reviewed on: 30th May 2017

Brilliant

Zopa was so brilliant and gave me a great rate Reviewed on: 30th May 2017

Quick loan

Very simple and excellent customer service and all done very swiftly Reviewed on: 30th May 2017

Swift finance service

Zopa is a good finance company. It is trusty company. You can borrow money and when you don't need, you can return any time, thank you Zopa. Reviewed on: 30th May 2017

Outstanding customer service

Ultra fast response to applications I always use Zopa Fast and possibly the best loan company ever.....Keep it up Zopa Reviewed on: 30th May 2017

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