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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Simple process, quick decision

I took out a loan with Zopa a year ago and have recommended them to all my friends and my local bank manager, lol, the application was simple and quick and the ability to view your loan, repayments, settlement figure are brilliant. Reviewed on: 30th May 2017

Brilliant service better than any other

This was a simple process and helpful team of staff. Great rates excellent service Reviewed on: 30th May 2017

Quick

Easy process. Stage by stage. Never concerned about going back to edit if necessary. Reviewed on: 30th May 2017

Low rates, excellent service.

Best personal loan I have ever taken. Exceptional customer service, would not go anywhere else. Reviewed on: 30th May 2017

Excellent Highly Recommended

I dint expect to get a loan but Zopa made me consolidate all my credit card and managed to buy a car. I wouldn't be able to to this without Zopa Reviewed on: 30th May 2017

Great

Easy to arrange, simple online questions. Can't rate zopa high enough. Reviewed on: 30th May 2017

Affordable Understanding Loans

A great loan company that is affordable and understanding, simple to use online tools and and easy application process.. Reviewed on: 30th May 2017

i would recommend a zopa loan to anyone requiring one. excellent service and speedy but considered response.

Fully satisfied with the service I have received from zopa and grateful for their due consideration to ensure repayments are affordable. Reviewed on: 30th May 2017

Great loan company

Hassle free, good rates, easy to use. Reviewed on: 30th May 2017

Easy, fast & cheap!

Took out a loan to buy myself a new car which was a lot cheaper than the finance provided with the dealership. Very pleased with my repayment amounts each month and the APR% was best i found on all comparison sites. Reviewed on: 30th May 2017

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