Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Absoulte fantastic service !

Quick easy and fast and a really helpful helpline Reviewed on: 30th May 2017

Very easy to apply

Quick and easy to use and apply. Great service Reviewed on: 30th May 2017

Easy-Peasy

Great experience with Zopa. All info is clearly laid out and easy to find. If you do have questions, their call centre staff are pretty useful too! Reviewed on: 30th May 2017

Fab service, easy to contact if required, also discreet if needed

Used more than once, quick payment when needed and easy to repay with reasonable settlement fees, in the famous words I will be back lol Reviewed on: 30th May 2017

Great service

Getting a loan with Zopa was care free and easy ... Reviewed on: 30th May 2017

Brilliant

Zopa was so brilliant and gave me a great rate Reviewed on: 30th May 2017

Quick loan

Very simple and excellent customer service and all done very swiftly Reviewed on: 30th May 2017

Swift finance service

Zopa is a good finance company. It is trusty company. You can borrow money and when you don't need, you can return any time, thank you Zopa. Reviewed on: 30th May 2017

Outstanding customer service

Ultra fast response to applications I always use Zopa Fast and possibly the best loan company ever.....Keep it up Zopa Reviewed on: 30th May 2017

Excruciatingly fantastic loan!!

Better than sex by miles!! Incomprehensibly awesome!! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Credit Star 0.00 from 0 reviews
Loans
from Advance Credit Union 4.15 from 3 reviews
Short-term loan
from Mr Lender 4.80 from 8307 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub