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Zopa: Personal loan reviews

4.95
Based on 69,077 reviews, last reviewed 21st Apr 2026
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026
A G's avatar
A G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Perfect

5
I have had 3 loans in total, 2 cleared, one current. Excellent service always, prompt and perfect communication. Website information also very very helpful Reviewed on: 30th May 2017

Zopa is the best

5
I found zopa quick and efficient.language was clear and simple to understand. Their decision time was quick money was transferred into account within 24-48 hours. Overall I would recommend zopa loans to everyone. Reviewed on: 30th May 2017

Absolutely superb on personal loans.

5
When I needed a car loan,Zopa offered me the best rate, and the application process was very easy and staff customer service was excellent. Reviewed on: 30th May 2017

really simple and very quick

5
I don`t have a great credit history but needed a new car, Zopa showed up on a comparison website as one worth trying, in a very short space of time I had a decision and the money in my account at as good a rate as I could find anywhere Would recommend to anyone Reviewed on: 30th May 2017

5 stars

5
My loan in three words: quick, seamlessy, profesionally! Reviewed on: 30th May 2017

Pleasant and easy way to lend money

5
Very quick and easy way to get the loan you want. A pleasure to use Reviewed on: 30th May 2017

quick response to cutomer

4
they response quickly as possible to customer Reviewed on: 30th May 2017

Easy

4
Easy to get loan from zips. In few minutes you can get the result of your loan application. Money arrived quick in your bank. Would recommend this company. Thank you.. Reviewed on: 30th May 2017

Quick and easy

5
Great company application was easy and money came through quickly Reviewed on: 30th May 2017

Fast decisive company

5
Quick decision and no time consuming appointments. All in all a very simple process Reviewed on: 30th May 2017

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