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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excruciatingly fantastic loan!!

Better than sex by miles!! Incomprehensibly awesome!! Reviewed on: 30th May 2017

Central customer experience

Hassle free, clear expectations, soft credit check, everything that a customer could want as well as helpful staff on the phone for support. Reviewed on: 30th May 2017

Brilliant

Zopa accepted me even though I had a below average credit rating.. and they didn't charge me a ridiculous amount of interest either! Reviewed on: 30th May 2017

Simple process, quick decision

I took out a loan with Zopa a year ago and have recommended them to all my friends and my local bank manager, lol, the application was simple and quick and the ability to view your loan, repayments, settlement figure are brilliant. Reviewed on: 30th May 2017

Brilliant service better than any other

This was a simple process and helpful team of staff. Great rates excellent service Reviewed on: 30th May 2017

Quick

Easy process. Stage by stage. Never concerned about going back to edit if necessary. Reviewed on: 30th May 2017

Low rates, excellent service.

Best personal loan I have ever taken. Exceptional customer service, would not go anywhere else. Reviewed on: 30th May 2017

Excellent Highly Recommended

I dint expect to get a loan but Zopa made me consolidate all my credit card and managed to buy a car. I wouldn't be able to to this without Zopa Reviewed on: 30th May 2017

Great

Easy to arrange, simple online questions. Can't rate zopa high enough. Reviewed on: 30th May 2017

Affordable Understanding Loans

A great loan company that is affordable and understanding, simple to use online tools and and easy application process.. Reviewed on: 30th May 2017

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