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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

i would recommend a zopa loan to anyone requiring one. excellent service and speedy but considered response.

Fully satisfied with the service I have received from zopa and grateful for their due consideration to ensure repayments are affordable. Reviewed on: 30th May 2017

Great loan company

Hassle free, good rates, easy to use. Reviewed on: 30th May 2017

Easy, fast & cheap!

Took out a loan to buy myself a new car which was a lot cheaper than the finance provided with the dealership. Very pleased with my repayment amounts each month and the APR% was best i found on all comparison sites. Reviewed on: 30th May 2017

Excellent company!

Great company, realy helpfull in every situation! Reviewed on: 30th May 2017

Perfect

I have had 3 loans in total, 2 cleared, one current. Excellent service always, prompt and perfect communication. Website information also very very helpful Reviewed on: 30th May 2017

Zopa is the best

I found zopa quick and efficient.language was clear and simple to understand. Their decision time was quick money was transferred into account within 24-48 hours. Overall I would recommend zopa loans to everyone. Reviewed on: 30th May 2017

Absolutely superb on personal loans.

When I needed a car loan,Zopa offered me the best rate, and the application process was very easy and staff customer service was excellent. Reviewed on: 30th May 2017

really simple and very quick

I don`t have a great credit history but needed a new car, Zopa showed up on a comparison website as one worth trying, in a very short space of time I had a decision and the money in my account at as good a rate as I could find anywhere Would recommend to anyone Reviewed on: 30th May 2017

5 stars

My loan in three words: quick, seamlessy, profesionally! Reviewed on: 30th May 2017

Pleasant and easy way to lend money

Very quick and easy way to get the loan you want. A pleasure to use Reviewed on: 30th May 2017

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