Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,077 reviews, last reviewed 21st Apr 2026
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026
A G's avatar
A G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69077)

You helped us make our baby's room a happy room!

5
Zopa was there when we really needed a helping hand. We managed to sort out our finances and got our sons bedroom sorted just in time for his arrival. The customer service has been second to none and I cant fault the ease of your website either. I would recommend Zopa everytime to friends and family. Thank you Reviewed on: 30th May 2017

Zopa made it simply and easy

5
Zopa's online experience is so user friendly, it makes managing your account seem simple and crystal clear Reviewed on: 30th May 2017

Simply the best

5
My go-to provider for any personal loan, every time. Quick, efficient and friendly service. I'd recommend Zopa to anybody. Reviewed on: 30th May 2017

I recommended

5
My loan in three words: Quick, seamlessly, professionally! I have a new kitchen now :) Reviewed on: 30th May 2017

Easy process

5
The application was easy and I got approval quick Reviewed on: 30th May 2017

So easy to use

5
Whole thing was arranged over the phone in an hour with the money in my account the next day Reviewed on: 30th May 2017

Great company

5
So easy and stress free. Can 100% recommend! Reviewed on: 30th May 2017

Fantastic

5
Easy website to use,quick and prompt, Reviewed on: 30th May 2017

It was very straightforward...no frills...job done. Absolutely brilliant!!!!

5
As I said before, I applied got an immediate decision and that was it!! Also great interest rates so what possibly could you want more? I will certainly borrow from you again. Regards. Reviewed on: 30th May 2017

Spot on

5
Very good fast service and friendly staff. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44337 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6585 reviews
    Zopa
    View all products