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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Stress free experience

I've had several personal loans over the past 30 or so yrs, For me zopa beats all the others hands down, fair rates of interest and very professional. Reviewed on: 30th May 2017

Fair rates for all including non home-owners

As a non home-owner getting a loan is not easy and rates can be extremely high. I did my research and Zopa offered me the best rates. The money was in my account within a couple of days and with affordable monthly repayments coming direct from my account it couldn't be easier. Two years down the line I've come back to Zopa for a second loan, confident that I don't need to look anywhere else. Zopa is without doubt my number one Credit provider. Reviewed on: 30th May 2017

Excellent service every time!

A friendly, prompt and professional service every time. Reviewed on: 30th May 2017

Hassle free loans

A very quick and simple process from start to finish. Well done Zopa. Reviewed on: 30th May 2017

You helped us make our baby's room a happy room!

Zopa was there when we really needed a helping hand. We managed to sort out our finances and got our sons bedroom sorted just in time for his arrival. The customer service has been second to none and I cant fault the ease of your website either. I would recommend Zopa everytime to friends and family. Thank you Reviewed on: 30th May 2017

Zopa made it simply and easy

Zopa's online experience is so user friendly, it makes managing your account seem simple and crystal clear Reviewed on: 30th May 2017

Simply the best

My go-to provider for any personal loan, every time. Quick, efficient and friendly service. I'd recommend Zopa to anybody. Reviewed on: 30th May 2017

I recommended

My loan in three words: Quick, seamlessly, professionally! I have a new kitchen now :) Reviewed on: 30th May 2017

Easy process

The application was easy and I got approval quick Reviewed on: 30th May 2017

So easy to use

Whole thing was arranged over the phone in an hour with the money in my account the next day Reviewed on: 30th May 2017

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