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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Great company

5
So easy and stress free. Can 100% recommend! Reviewed on: 30th May 2017

Fantastic

5
Easy website to use,quick and prompt, Reviewed on: 30th May 2017

It was very straightforward...no frills...job done. Absolutely brilliant!!!!

5
As I said before, I applied got an immediate decision and that was it!! Also great interest rates so what possibly could you want more? I will certainly borrow from you again. Regards. Reviewed on: 30th May 2017

Spot on

5
Very good fast service and friendly staff. Reviewed on: 30th May 2017

Fast, easy and friendly

5
I have a loan from Zopa and the process was so easy. I was even able to submit photos of my paper work rather than find somewhere to use a scanner! They really are focused on the customer and making the process work for us. Would recommend. Reviewed on: 30th May 2017

Fantastic

5
Brilliant ,fantastic rates ,easy access online Reviewed on: 30th May 2017

quick and easy loan

5
Applied for a loan it was quick and easy no hassles very goog Reviewed on: 30th May 2017

Quick, effective first class service

5
I applied for a loan to pay my credit cards off and zoos were so efficient and quick in sorting this out for me...I would totally recommend them to all my family and friends. Thank you zopa Reviewed on: 30th May 2017

Simple professional lenders.

5
I searched for a loan and found Zopa were by far the easiest to deal with and the customer service is next to none.... 10/10 superb service! Reviewed on: 30th May 2017

Awesome and easy!!

5
Really great experience and highly recommended. Would use again in a heart beat. Reviewed on: 30th May 2017

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