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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

quick online response

it was really so quick response, so easy way fill up online application, reasonable and competitive interest rate, and fast service than any other competitors! Reviewed on: 30th May 2017

Yes recommend because they are friendly

Simple and first track to use decision within a minute Reviewed on: 30th May 2017

Professional

Applied for a loan with Zopa. They were very efficient and responsed with a quick decision. The process was straight forward without endless questions and additional paperwork to complete. To say, I am very pleased with the service I have received. Reviewed on: 30th May 2017

The easiest/ best loan to obtain

After shopping around for the best cash loan including my bank. After using Martins money tips.comparison site it brought this as one of the top options with the best customer service. It was quick and easy to apply and within days the loan was desposited.. I have had no need to contact customer services yet but so far so good Reviewed on: 30th May 2017

Great easy loan

They have the best rates and the loans are super quick to set up and even to receive the money Reviewed on: 30th May 2017

Simple quick and straight forward

Very informative with many options available Very quick process Reviewed on: 30th May 2017

Zopa are wonderful providers of loans

They are fair,honest and helpful all round Reviewed on: 30th May 2017

fantastic

really needed fast loan and zopa were spot on such a good company to take out a loan with thank you Reviewed on: 30th May 2017

Truly Amazing

When I thought of applying for a loan with Zopa I did not believe that Zopa will award me the loan but to my surprise, it was approved within minutes, no questions asked. Reviewed on: 30th May 2017

Ticks all the boxes

So happy I came across zopa not only did I get the best rates around but I can also pay back early with no fees. Customers service was second to none and I recieved the loan earlier than expected. Even the lady at my bank couldn't believe the rate I got and how zopa tick all the boxes in terms of what you would hope to get. A week on from my loan and I have my amazing dream car outside which I cannot stop looking at! Thank you so much and I hope you win the award because you definately deserve it Reviewed on: 30th May 2017

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