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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent service

Excellent service very helpful and quickly revieved the payment with no stress Reviewed on: 31st May 2017

Great company, great experience!

I took my first ever loan out with Zopa and they really made me feel comfortable from start to finish. All terms and conditions and other legal stuff was delivered in a very understanding way, which calmed my nerves a lot (I'm a massive worrier when it comes to legal jargon and obligations). Their customer service is fast and friendly, too. Zopa really makes taking a loan out with them a pleasant and easy experience. I honestly can't recommend them enough! Reviewed on: 31st May 2017

Excellent rates and service

No fuss loan quick to apply and funds received with no problem Reviewed on: 31st May 2017

Top Loan Expert

I recently got a personal loan with Zopa and my whole customer experience was second to none. The website was so user friendly and easy to navigate around, and the transition from beginning my loan application to receiving the funds went amazingly. I would definitely use Zopa again and would recommend them to every man and his dog! Reviewed on: 31st May 2017

Zopa Saved my Life

I was paying 19% interest on credit cards. Zopa helped me to consolidate my load for a very reasonable Interest of 3.7% and I was able to pay of a large amount of loan in a reasonably short span of time. It was also very flexible when I missed dates of payment and allowed me some flexibility to pay it off without charging me extra. Highly recommend to others. Reviewed on: 30th May 2017

Great service

First loan company that I've used who are great to communicate with and where so quick and easy to apply. Reviewed on: 30th May 2017

great

Quick, simple and efficient, would recommend to anyone! Reviewed on: 30th May 2017

Fast Deal

My loans were arranged very quickly with no fuss. Excellent rates too. Would definitely use Zopa again. Reviewed on: 30th May 2017

Debt reconsolidation

Great service, easy to use and no charge for extra or early repayments. Highly recommend Zopa as a loan provider. Reviewed on: 30th May 2017

Poor credit rating

I aquired a Zopa loan to reconsolidate my debt. The intrest rate was better than my overdraft and credit card combined. I cleared both and now saving money to clear the loan and eventually my debt. Zopa is very user friendly and is great for this kind of use. I can pay back whenever I want and they dont charge you for paying back early, however small the extra amount is. I would recommend Zopa loans to anyone. Great service keep it up! Reviewed on: 30th May 2017

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