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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Top Loan Expert

I recently got a personal loan with Zopa and my whole customer experience was second to none. The website was so user friendly and easy to navigate around, and the transition from beginning my loan application to receiving the funds went amazingly. I would definitely use Zopa again and would recommend them to every man and his dog! Reviewed on: 31st May 2017

Zopa Saved my Life

I was paying 19% interest on credit cards. Zopa helped me to consolidate my load for a very reasonable Interest of 3.7% and I was able to pay of a large amount of loan in a reasonably short span of time. It was also very flexible when I missed dates of payment and allowed me some flexibility to pay it off without charging me extra. Highly recommend to others. Reviewed on: 30th May 2017

Great service

First loan company that I've used who are great to communicate with and where so quick and easy to apply. Reviewed on: 30th May 2017

great

Quick, simple and efficient, would recommend to anyone! Reviewed on: 30th May 2017

Fast Deal

My loans were arranged very quickly with no fuss. Excellent rates too. Would definitely use Zopa again. Reviewed on: 30th May 2017

Debt reconsolidation

Great service, easy to use and no charge for extra or early repayments. Highly recommend Zopa as a loan provider. Reviewed on: 30th May 2017

Poor credit rating

I aquired a Zopa loan to reconsolidate my debt. The intrest rate was better than my overdraft and credit card combined. I cleared both and now saving money to clear the loan and eventually my debt. Zopa is very user friendly and is great for this kind of use. I can pay back whenever I want and they dont charge you for paying back early, however small the extra amount is. I would recommend Zopa loans to anyone. Great service keep it up! Reviewed on: 30th May 2017

Great speedy service. Thank you Zopa!

I had a loan with Zopa and needed additional borrowing, they was quick to help and gave great customer services. Thank you to Zopa team Reviewed on: 30th May 2017

Easy and straightforward

Zopa were really easy to use. Simple and straightforward. Helped me reduce my monthly outgoings by well over £80. Would recommend. Reviewed on: 30th May 2017

Best loan company !

Easy to get approved with lowest interest. Reviewed on: 30th May 2017

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