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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Best loan company!

Was quick and simple to use and the money was in my account within days! Reviewed on: 31st May 2017

Cannot be faulted.

What is there to tell? Needed money, applied, and in a short amount of time, the money was in my bank. Brilliant! Reviewed on: 31st May 2017

Ethical borrowing

I love the ethics behind this type of money lending. I'm not a gambler so zopa really appeals to me. Very easy to deal with. More power to your elbows! Reviewed on: 31st May 2017

Simply The Best

Quick, easy to set up and no nonsense service. I am so pleased with the terms and conditions of my loan! My bank loan was four times the rate! Reviewed on: 31st May 2017

Zopa is a good lender provider

The interest rates that zopa charge are very good. I had a loan which i was paying off then needed to top it up and had no problems doing this. Reviewed on: 31st May 2017

Amazingly smooth expericence

I have taken 3 loans from Zopa and the user journey was effortless and smooth. They and not too pushy like others which i really like. Reviewed on: 31st May 2017

It good rate any it was great service

Good job I recommend to some one Reviewed on: 31st May 2017

Efficient and reliable .

The loan application process was simple and seamless. The loan response time frame was prompt. You were made to feel a valued customer. The ongoing correspondence and updates appear robust keeping the borrower well informed and appraised. Reviewed on: 31st May 2017

Interest rate fantastic

Amazing services, quick response, my banker was surprised. It's incredible Reviewed on: 31st May 2017

Everything you'd want

Excellent service. Excellent rates. Fantastic communication. Everything you'd want and more from a lender. I'd recommend Zopa to anybody and would definitely use their services again in the future. Reviewed on: 31st May 2017

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