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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

The best in affordable loans with peace of mind

Would recommend this to as many as possible,thanks Reviewed on: 31st May 2017

excellent offers with reasonable rates

excellent company.. will definitely recommend it Reviewed on: 31st May 2017

Excellent service. Rapid decision.

I used Zopa after looking for a peer 2 peer lending service as I heard it could be cheaper. Typed into Google and found it easily. The online process was simple and the website well laid out. Reviewed on: 31st May 2017

Home improvement

Me and my girlfriend needed a loan to update her house with a few modern day essentials including overhauling the central heating system. Unfortunately neither the bank nor our mortgage lender would front us the money so we shopped around a bit and discovered Zopa. They had the money sent to us almost immediately after a credit check and we've been happily paying it back through affordable monthly payments. Reviewed on: 31st May 2017

Quick and easy

Quick easy and very helpful so easy decision Reviewed on: 31st May 2017

Amazing quick service

They are brilliant, they didn't even need a full credit check to damage my credit file! Fantastic service, I'm on the waiting list to become an investor! Thanks guys Reviewed on: 31st May 2017

Zopa is the best lender out there!!

Zopa has the lowest interest rates on loans, the simplest method for applying (quick and easy), you can check the details of your loan and make amendments to the loan as and when you wish by simply logging in online, all round cheap and hassle free lender! Reviewed on: 31st May 2017

Very good provider of lian

Easy and quick loan for everybody. I recommend it for everyone. Reviewed on: 31st May 2017

Fast, simple and reliable customer service with great rate

Very competitive rate and simple process. Reviewed on: 31st May 2017

Real relevant and Recent

Recently I applied for a loan from Zopa. I am delighted to say it was a quick and easy process with an immediate answer. Hassle free and easy to use web site with excellent FAQs. Very competitive rates. Reviewed on: 31st May 2017

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