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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Home improvement

Me and my girlfriend needed a loan to update her house with a few modern day essentials including overhauling the central heating system. Unfortunately neither the bank nor our mortgage lender would front us the money so we shopped around a bit and discovered Zopa. They had the money sent to us almost immediately after a credit check and we've been happily paying it back through affordable monthly payments. Reviewed on: 31st May 2017

Quick and easy

Quick easy and very helpful so easy decision Reviewed on: 31st May 2017

Amazing quick service

They are brilliant, they didn't even need a full credit check to damage my credit file! Fantastic service, I'm on the waiting list to become an investor! Thanks guys Reviewed on: 31st May 2017

Zopa is the best lender out there!!

Zopa has the lowest interest rates on loans, the simplest method for applying (quick and easy), you can check the details of your loan and make amendments to the loan as and when you wish by simply logging in online, all round cheap and hassle free lender! Reviewed on: 31st May 2017

Very good provider of lian

Easy and quick loan for everybody. I recommend it for everyone. Reviewed on: 31st May 2017

Fast, simple and reliable customer service with great rate

Very competitive rate and simple process. Reviewed on: 31st May 2017

Real relevant and Recent

Recently I applied for a loan from Zopa. I am delighted to say it was a quick and easy process with an immediate answer. Hassle free and easy to use web site with excellent FAQs. Very competitive rates. Reviewed on: 31st May 2017

Best loan company!

Was quick and simple to use and the money was in my account within days! Reviewed on: 31st May 2017

Cannot be faulted.

What is there to tell? Needed money, applied, and in a short amount of time, the money was in my bank. Brilliant! Reviewed on: 31st May 2017

Ethical borrowing

I love the ethics behind this type of money lending. I'm not a gambler so zopa really appeals to me. Very easy to deal with. More power to your elbows! Reviewed on: 31st May 2017

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