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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Quick and easy decision.

5
Was very quick and easy decision made, and funds were in my account within 48 hours. Reviewed on: 31st May 2017

Zopa are the one and only best loan providers

5
I found that the handling of my loan was so easy and hassle free when applying online. Also when I called the customer service was excellent and very well handled. Zopa is the best loan company I've found and I would strongly recommend Zopa to anyone considering to borrow. I borrowed £30,000 it was quick easy and very very simple. I would use Zopa again and in fact I might just apply again as could do with some extra money for home improvements and a new car. Reviewed on: 31st May 2017

the best rates on the market

5
excellent service ,very happy with it Reviewed on: 31st May 2017

Zopa experiance

5
Brilliant and friendly service very quick for results and always happy to help Reviewed on: 31st May 2017

Look no further than Zopa

5
Best interest rates at the moment , loads of flexible payment options , less hassle than other lenders , 5 stars Reviewed on: 31st May 2017

quick loan

5
The best loan provider by far so easy to use even if you got a bad credit history or you are thinking of some cash fast i got my money so fast,would recommend it to anyone its simply the best keep it up. Reviewed on: 31st May 2017

Very efficient

5
Good and on time help full when you need. Reviewed on: 31st May 2017

Loans made easy

5
Applied for loan hassle free . It wasn't a problem.Answer straight away.Would recommend . Reviewed on: 31st May 2017

Good rate!!

5
Low interest rates and very easy to use website Reviewed on: 31st May 2017

Excellent online service

4
Excellent online services, easy to use online app. Loads of options and support. Left me feeling in control of my transaction. Great stuff!!! Reviewed on: 31st May 2017

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